RANDY’S ALS MANUAL LIVING WITH ALS (LOU GEHRIG’S DISEASE)
A GUIDEBOOK FOR RECENTLY DIAGNOSED PERSONS WITH ALS, THEIR FAMILIES AND SIGNIFICANT OTHERS
In Memory of Randy Roberts 2007
Compiled by Randy Roberts in association with members of The Living with ALS Group, 11/2006, and dedicated to all courageous persons with ALS: past, present and future
This guidebook is free of charge. It was designed to be read or downloaded into your computer. TO READ ONLY, SCROLL DOWN CLICK HERE TO DOWNLOAD THE CURRENT GUIDEBOOK
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PREFACE
By Randy Roberts
Following the shock of my diagnosis of ALS in 4/04, and lacking any preparation, I felt lost in a nightmare, overwhelmed by negative thoughts. Gradually, by going to numerous websites and other sources, I learned something about coping but it wasn’t until February, 2005, when I joined Living with ALS, a message board group, contributed to by patients and their family members, that it all started to come together. There, I picked up practical and basic information, all with the personal contact missing from other sources, and a philosophy of learning to live as fully as possible with ALS. The supportive and compassionate nature of the posts helped me through some rough times and, through reading the messages and chat transcripts, I came to better understand the meaning of courage.
Eventually, I regained my bearings and had, in the process, accumulated a great deal of information on coping with ALS and related areas. The idea spontaneously arose to use what I knew to compile a Guidebook/Manual for those who had been recently diagnosed so that they would have one resource to turn to that offered integrated information presented in a positive, patient/peer oriented framework, rather than having to go through the time consuming process of sifting through many sources on their own. Thus, this Guidebook was born.
The Guidebook could not have come into existence without the help of the Living with ALS members. Thanks are due toSherry, Susan, Jeff, David, Erin, Wayne, Cookie, Ruth Anne, Lee, Lisa, Alper, Don, Edith, Thom, Diane and the whole group, too numerous to name, from newbie to veteran, who have taught me so much. A special thanks goes to those who contributed personal stories and articles to the Guidebook.Danny Dandignac reformatted the Manual and made it look more professional. Jerry Bergen created my webpage so that the Guidebook could be read on line and/or downloaded and comments left.
I want to thank my two children, Brett Roberts, M.D. and Heather Roberts for sharing their knowledge of Microsoft Word. Without their help, I would still be copying and pasting. Finally, I wish to thank my wife Pam for her loving care and steadfastness throughout my ordeal with ALS.
Randy Roberts Ellicott City, Maryland January, 2006
TABLE OF CONTENTS
Clicking on the link below will take you to that section of the web page.Clicking the back button will bring you back here.
CHAPTER 1 |
Welcome and Introduction | Page 5 |
CHAPTER 2 |
ALS: The Disease | Page 6 |
CHAPTER 3 |
Coping with ALS | Page 7 |
CHAPTER 3A |
Especially for CALS | Page 39 |
CHAPTER 4 |
Major Organizations and Websites | Page 44 |
CHAPTER 5 |
Benefits and Entitlements | Page 51 |
CHAPTER 6 |
Participating in Clinical Trials | Page 60 |
CHAPTER 7 |
Advocacy | Page 63 |
CHAPTER 8 |
Materials and Resources Available at No Charge | Page78 |
CHAPTER 9 |
Research | Page81 |
CHAPTER 10 |
Definitions of Medical and Related Terms and Supplemental Information | Page 89 |
CHAPTER11 |
Reading List | Page92 |
CHAPTER12 |
Closing Comments | Page94 |
When you want to move a body part, say your arm, an impulse is generated in your brain and the signal to move is then sent via motor neurons to the spinal cord and finally out to the muscle. And then the arm moves. In ALS, however, the neurons begin to die off and the command to move does not reach the muscle as well.
Muscles that receive diminished signals from the neurons will weaken and shrivel up. Muscles cannot stay strong without continual input from neurons. Wherever the neuron death begins, it gradually spreads to other motor neurons in the body, causing further weakness. The rate of this spread is called “progression” and can vary quite a bit between PALS, but tends to stay steady for individual PALS.
The disease affects only motor neurons in the body and only those neurons that serve muscles over which we have voluntary control, such as limbs, swallowing, eating, etc. The heart muscle, for example, over which we don’t have voluntary control, is not affected by ALS. The illness does not affect sensory neurons.
There are 30,000 to 40,000 people in the US with ALS. It can strike as low as the early 20’s and as late as the 70’s, but onset tends to peak at late middle age. ALS is not as rare as people think. It is diagnosed with nearly the same frequency as MS (Multiple Sclerosis), a much more recognized disease. ALS is much more lethal than MS so our numbers (prevalence) is much lower.
There is yet no effective
treatment for ALS (Rilutek, the only medicine for
ALS,whichincreases life span by only a modest amount),
nor is there any scientific understanding of what causes the disease. However,
more research is underway now than ever before.
- If you cannot
swallow - get a gastrostomy.
- If you cannot breath
- get a tracheostomy and a ventilator.
- If you get
contractures (stiff joints and muscles) - get range of motion exercise.
- If you cannot talk -
get a computerized machine that talks for you.
Right now you are
probably thinking: "How can I possibly handle all of those physical problems?"
First, while ALS is a
progressive disease, it also reaches plateaus where it stays without new
developments and this allows time to adjust and then prepare for future
progressions. Second, I am living proof
that it can be done. As of this year (1999), I have survived 26 years with ALS
and am looking forward to 26 more. I am in no pain, I am involved in many
projects, and I truly enjoy my life. My outlook is; I am NOT SICK! I am a very
healthy person who has some physical handicaps. I am sure that Stephen Hawking,
one of the greatest scientific minds of the twentieth century who has had ALS
now for over 35 years and continues to work, would agree with me that ALS is not
fatal.
ALS AND PERSONAL GROWTH
By Randy Roberts
It may
seem strange or even repulsive to link this disease, which so cruelly ravages
our body, with anything even remotely positive. But as ALS pushes us to our very
limits, we have the motivation and opportunity to see ourselves and our lives in
very different ways. For me, it has been a spiritual awakening, in the broad
sense of that word. The psychological walls that I have constructed to protect
myself have been crumbling and my heart is open as never before.I have become
more sensitive to thesuffering felt by those who have lost their health and
more attuned to the pain experienced by so many in this world of ours.I have
come to feel a new appreciation of life and all the gifts given to us, gifts
that are taken for granted when healthy. I know now that it all isn’t about me
(surprise!) and that there exists a vast and indefinable presence that connects
all of us. And I have felt brief moments of peace that I have not experienced
before.I have
also seen the power of living in the present moment or, more precisely, of being
the moment. When we are able to still all the internal chatter of reliving the
past and thinking of the future, all of which are just dreams and imaginings,
what is left is moment by moment living. I have
also obtained a clearer distinction between image and reality in ALS. Image is a
projection of all of our negative ideas about what it is to be disabled, learned
from conventional societal attitudes. Reality is what people actually experience
when living with ALS, which can be much more positive than our images, as
personal stories in this Guidebook illustrate.Many
sources have helped contribute to my new found awareness, including my spiritual
training which began in earnest about a year ago, but reading the daily posts on
the Living with ALS forum has been an important factor. One’s
heart cannot but melt when reading posts of deep distress, helpfulness, courage,
compassion, caring, optimism, determination, good humor and encouragement.While ALS
takes away options that were once present, it can also act as a stimulus to
develop new ways of perceiving oneself and life. I feel that I have barely
scratched the surface and look forward to going more deeply into the spiritual
and personal development realms as time goes on.
ALS -- NOT CURABLE, BUT TREATABLE
By Edward Oppenheimer, M.D.
Dr.
Oppenheimer was on the faculty of UCLA Medical School Neurology Department. He
was a strong advocate for PALS and was a member of Living with ALSA, where he
often answered questions and wrote valuable, informative articles, such as the
one below.Many diseases can, of
course, cause death if not treated. High spinal cord injury, a serious
infection, an appendicitis, etc., can kill when neglected. When treated, these
are still serious conditions, but usually life can continue and death can be
prevented.
It's true that the average length of life of people with ALS today is about four
years. However, this reflects the fact that people with ALS often don't have
optimal treatment and resources.
If ALS is to be fully treated, people with the disease should have;
- Adequate
information about the treatments available
- Access to health
professionals who are interested in and experienced
- With all the
available options in the care of ALS
- The encouragement
to go forward
- The needed
resources to go forward
- The desire to use
available care
When the patient lacks
the desire to use available care, after having been fully informed and provided
with a positive approach from professionals such as doctors, nurses, physical
and occupational therapists, social workers and others, not proceeding is
acceptable. However, when any of the needs cited are insufficiently filled, not
treating ALS to the fullest is regrettable. Ideally, this situation shouldn't
exist.
What is "fully treated" ALS? The answer is my "wish list" for all people with
ALS;
1. A positive and experienced team approach to assist patients and their
caregivers in solving any of the problems that typically occur. This means a
patient should have access to a team of adept and enthusiastic health
professionals who are available even when the patient isn't taking part in a
research protocol. The team should include professionals who can make home
visits and coordinate care as needed.
2. Very good nutrition to maintain appropriate weight. At some point this may
include using a gastrostomy tube (feeding tube) if swallowing problems occur.
3. Regular social interaction with friends and the community. It's vital that
the person with ALS get out of the house by using mobility assistance, stay
engaged in living and maintain ways to communicate even if speech becomes
difficult. Good alternative and augmentative communication devices are
essential.
4. Personal assistance to cover each 24 hours as needed, without placing an
undue burden on family members.
5. Vigorous treatment for infections, particularly respiratory infections. This
can often be provided at home with appropriate antibiotics when needed.
Medication can be given by mouth, via a feeding tube or even intravenously,
depending on the person's condition.
6. Monitoring of breathing capacity so noninvasive assisted ventilation can be
available when capacity is decreased and related symptoms are present. An ALS
patient can receive mask-delivered or other noninvasive ventilation as long as
this works, and then shift to tracheostomy (invasive ventilation, via a tube
into the trachea) if that becomes necessary. Equally important are good
attention to effective coughing and clearing of secretions, and prevention of
aspiration (inhaling particles, such as food, into the lungs). The decision to
stop using a ventilator at any time, or to use only noninvasive ventilation and
not go on to tracheostomy ventilation, should be made by the patient.
7. Access to ALS research centers and protocols when desired, and access to
excellent ALS care even when there is no desire to participate in research.
8. Very good supportive care.
9. Good symptom-relieving care when major aspects of treatment are no longer
desired or appropriate.
When most of these aspects of care are available to people with ALS, they can
often continue living in a productive way and avoid life-threatening
complications related to ALS most of the time. ALS motor neuron impairment may
become severe, but life and spirit and social ties can continue.
Ideally, people with ALS should have choices. They should know that there are
options that will allow living to continue even if the resources needed are
considerable.
SIGNATURE EXPRESSIONS
Gathered from different
sites, these expressions, placed at the end of posts, illustrate coping
mechanisms in highly condensed form. They are little gems.
Don't forget to live!
Your friend in the fight
Laughing is good
exercise: it’s like jogging on the inside
Living & loving everyday
There is no such thing
in anyone's life as an unimportant day.
When you find yourself
in a hole . . . first stop digging!
It's not in our
abilities that we show who we truly are, it's in our choices
I know God will not give
me anything I can't handle. I just wish that He didn'ttrust me so much. (Mother Teresa)
Life's a dance, you
learn as you go
PSYCHOLOGICAL ISSUES OF NEW PALS AND COPING
IDEAS
By Randy Roberts
I am afraid of
dying: will itbe painful, will I
suffer, will it happen soon.
You are getting
way ahead of yourself; ALS is a gradually progressing illness.Morbid thinking
creates lowered mood, let such thoughts go. Focus on living now. Find
interesting activities to preoccupy your mind.Nobody, sick or
well, knows when they will die, only that all of us will pass away at
some time.Become involved
in spiritual work.There are many
ways to extend your life span. Be proactive, stay ahead of the disease.Remember, ALS
does not have to be fatal, you have a choice.
My life will
never be the same; how can I give up all my dreams, hopes and plans.
Grief is a
normal, painful stage that all PALS have to work through. It doesn’t
last forever, but may return after each new loss.You may continue
with your regular life for awhile and follow thru on some of your plans,
just sooner, like special vacations, etc.As you adjust to
your limitations, new plans and goals will be set.Reread the
personal stories in this section. Pay special attention to PALS’
descriptions of their meaningful, rewarding and happy lives even with
ALS.
I feel depressed
andanxious all the time.
Depression and
anxiety, like grief, are expected reactions.Identify what
you are thinking when you feel bad. Is it a negative?Observe how it
worsens your mood and then try to let the thoughts go.Stay aware of
such negative thoughts and let them go each time.Seek spiritual
guidance.Work at focusing
on positive goals, projects, things that interest you but you didn’t
have time for in the past.Focus on what
you still have. Appreciate that which is taken for granted when healthy
are truly special gifts.If bad feelings
persist, discuss antidepressant/anti anxiety meds with your doctor or
increase what you are now taking.Join
Living
with ALS, ask for suggestions, establish an on line peer support
network.Let yourself be inspired and encouraged by what you read.Consider
counseling or therapy.Communicate your
feelings to others. Don’t let yourself get cut off from family and old
friends. Build a new support network.A little humor
can work wonders. Find somebody or something that makes you laugh every
day.
I am fearful and
embarrassed about becoming dependent on others.
Again return to
the present. Let negative thoughts dissipate. You are getting ahead of
yourself.When the time
comes, you will be surprised that you will welcome the assistance, as it
becomes exhausting and risky to try to do something independently when
capacities diminish. You can now use your energy more productively on
other things that really matter.Aren’t all
people dependent on others, anyway?Your
embarrassment or shame will wither away as you realize that it is no big
deal and your caregiver views it as no big deal.
I keep thinking
of what liesdown theroad
Go back to the
present. Worrying about future events leads to worsened mood. Let the
thoughts go as they are preventing you from living well now.Nobody knows
what lies in the future, e.g. an effective drug against ALS could be
discovered soon. Become involved
in interesting and productive activities instead.
I am so angry
all the time
Anger is a
normal reaction to what has happened and is a stage that must be worked
through. It becomes a problem when it persists and you become bitter and
closed off. Then you are not living with ALS, but are being eaten up
inside.Chronic anger
and irritability may reflect underlying depression. Speak to your health
care professional about it. Try a
visualization technique. Imagine ALS to be an object of some sort. I
visualize a hideous looking scarecrow, and then proceed, in my
imagination, to inflict all kinds of punishment to him: kicking,
chopping, punching, bludgeoning, till he is reduced to pulp. I may do
this for 5 minutes and I always obtain a sense of satisfaction and
release. Just give back to him what he has done to you, no holds barred.Join
Living
with ALS. As you read the posts your heart may open up.Bitterness and
chronic anger prevents you from living your life to its fullest; they
close off options and keeps you imprisoned in their grasp.
How is my
illness going to affect my marriage or relationship with my significant
other.
It’s very
stressful on caregivers, but many handle it well. Some CALS, however,
are not able to manage.Discuss issues
directly with your CALS; don’t assume anything.Help make
arrangements to reduce stress, or encourage your spouse or other family
caregiver to do so, when things become too difficult for him/her, e.g.
paid care providers, help from family and friends, etcExpress your
appreciation. Thank yous, and expressions of affection are helpful.Don’t take out
your resentment on your spouse and make an effort to apologize if you
should slip.Working together
can bring you closer.If conflict or
dissatisfaction become intense, and can’t seem to be resolved, consider
counseling or begin to think of alternative living arrangements. The
earlier you can detect problems in your CALS’ commitment and/or major
shortcomings the better.
Why did this
happen to me?
Every PALS and
their CALS ask this painful question. It seems to demand an answer but
of course there is no answer. Coming to grips with it is part of the
acceptance process. It lessens in intensity and frequency over time.
COPING WITH ALS
By Loris Buccola
This piece integrates many of the ideas
presented in this chapter
I was diagnosed with limb onset ALS in November 1999 at age 58. I'm pretty much
completely quadriplegic, retaining head and neck movement. I still have my voice
with volume somewhat diminished, swallowing and breathing also diminished
(forced vital capacity below 30% at my last measurement a year ago) but intact.
I had a feeding tube placed December 2004 and use it for supplemental
nourishment once a day. I use a BiPAP at night and portable ventilator (LTV 900)
as needed during the day. I have a Permobil power wheelchair with four-way seat
adjustment, Switchit head controls and a Roho cushion. I sleep on a Pegasus
Airwave mattress and an adjustable bed. I use Dragon Naturally Speaking,
Smartnav head mouse, dwell click software and Skeleton Key (an on-screen
keyboard) to navigate the computer. I have a tablet computer for my wheelchair
with which I can control electronic devices. I have a Ford Windstar with a VMI
wheelchair access conversion. Although I'm retired from a 40 year teaching
career, I still continue to do professional counseling, writing and e-mail
correspondence with friends and family. I still "read" using the Talking Books
Program (through the Oregon State library) extensive library of books on tape.
I'm also a movie buff and subscribe to the Internet DVD service, Netflix. Here
are some techniques and attitudes I have discovered which have helped me to
continue adjusting to this disease, avoid depression and continue to appreciate
life.
1.Attitude is everything.
ALS is a challenge to adapt, rather than a battle to be won,
an opportunity to learn the art of acceptance. Learn how to pick your
"battles" by
learning new skills instead of struggling to deny the
reality of what is happening to your body. People will think you are really
wise and spiritual and
will want to be around you. It's magic.
Although it will be difficult at first, resolve immediately
to learn how to ask for and even enjoy getting help from other people. If
this disease can
teach us anything, it is that we cannot survive alone. It
will bring you closer to them and them to you. Some people may not be able
to handle whatis happening to you except by
staying away. That is their problem, not yours.
2.Plan realistically for the future.
The name of the game with this disease is adaptation. Try to
avoid wasting valuable time which you need to plan for the coming changes in
your life.
If you wait for a crisis, it will probably be already too
late.
Begin now learning to conserve your energy by not trying to
do more than you are realistically capable of. Deciding what is realistic
and what is thebest use of limited energy is a
major step in adaptation.
Anticipate the future just enough to ask yourself how you
will adapt as your physical strength declines. For example, I began learning
how to usespeech software before I really needed
it. By the time I did, I was proficient at it. It took six months to get
wheelchair I needed. Learning to usehead
controls, getting used to using breathing assistance, feeding tube, etc. all
takes more time than we anticipated.
If you have not already done so, consider attending an ALS
support group. It will be difficult at first to see people in all stages of
this disease. I hadto resolve to go back for
three group meetings. By that time I was already getting used to this look
into the future, learning how other people cope. with what is happening in.
We do not easily recover from setbacks from illness or
physical injury as we did prior to the onset of this disease. Time wasted is
time lost foradaptation. So, for example, don't
push yourself to continue walking until you fall and break a bone.
In spite of what you may hear, there is no cure for this
disease. Pursuing claims of cures will only cost you money and put you in a
time deficit. Once you have been diagnosed, avoid
falling into the trap of believing that it is something other than ALS (Lyme
disease, mercury fillings, etc.). When aneffective treatment is discovered we will all know about it and someone will
no doubt get the Nobel Peace Prize. My own rule on this: put me in touchwith three people who are clearly diagnosed who have at least six
months on this "treatment" and let me talk to them personally about how it
hasworked.
3.Dealing with Depression
ALS is a lousy disease and quite unfair. But try to avoid
taking it personally. It did not happen because of anything we did or did
not do. Giveyourself the luxury of feeling sorry for you only on a limited
basis, for example an hour a day or, even better, an hour a week.
Avoid dwelling on or worrying about all the awful stuff you
may have to go through in the future, or ruminating on all the things you
did not do in thepast. Of course, some of us with
ALS have other things to be depressed about besides the disease and this can
make avoiding depression much moredifficult.
4.Do something every day that gives you pleasure.
I love my morning coffee, having my head scratched, getting
a warm shower, watching a good movie, listening to a great book, listening
to jazz andblues, following the sports scene.
Be with people whom you love and who love you. You have a
right not to be with people who sap your energy. People will like being with
you if you
can help them get used to what is happening to you. Be nice.
Plan for things in the future that you can look forward to,
like visits from children and grandchildren, friends etc.
Cultivate a sense of humor about this disease. Some of it is
so ridiculous that it is actually funny. For example, I have unbitten
fingernails for thefirst time in my life.
Seriously consider antidepressant medication. It is not
addictive and it is not a weakness to need medication to help out with the
symptoms ofdepression.
If you have not already, begin to cultivate a spiritual
approach to life. There is more to this life than meets the eye. You will
have plenty of timeto think about these things,
the ultimate meaning of life, the nature and existence of something or
someone beyond us and upon which we depend. Youdon't have to have any formal religious training or upbringing. The process
of discovering meaning and purpose beyond our own little worlds is thebeginning of spirituality. Spirituality does not have to have any
complicated theology. In fact, the simpler the better.
Trust your instincts. In spite of a lifetime of religious
faith, I have come to believe that God did not cause me to have ALS, and in
fact is assaddened by the bad things that happen
to people as we are. I also am confident that God is with us in all of these
things just as he/she/it hasbeen with millions of
others over the centuries.
This disease can help us develop a sense of gratitude and
wonder about the mystery of life and death. It has taught me to embrace the
difficultexperiences of life as opportunities
instead of as obstacles to a meaningful life. I enjoyed "Learning to Fall"
by Philip Simmons, a teacher and writerwho had
ALS.
5.Taking care of your caregivers.
ALS is a social disease; it not only affects us who actually
have the physical symptoms, it also profoundly affects and changes the lives
of thosearound us who love us and care for us. We
have a responsibility, especially if we want to learn how to adapt and
prosper, to make sure we don'tovertax our
caregivers physically and emotionally. We will naturally tend to become
demanding, frustrated and impatient at times. But the more wedo this, the less people will want to be around us.
Make sure your network of care is wide enough to give people
some time away to recover and recuperate. Avoid the temptation to just pick
out oneor two favorites upon which to rely
completely. No one, no matter how much they love us can handle the load by
themselves.
You will learn gradually that you can tolerate not getting
immediate help that you don't really need: tolerating an itch you can't
reach.
TIPS ON DEALING WITH ALS BY DIANE
http://www.living-with-als.org/Diane/
As someone quite amazed to
find herself in her 17th year of ALS and still busily,
happily, and contentedly engaged in living, I have reached the
point where I find myself saying "If I'd known I was going to
live this long, I would have taken better care of myself!"
For that reason, the main focus of this site is on dealing with
some of the medical complications we face as a result of ALS.
All too often these things are inadequately addressed because
the expectation is that we will not be around long enough to
worry about "long term" problems. These are problems that can
and must be minimized in order to assure a good quality of life
even if that life is short. In addition, I believe several
factors are going to extend the life of ALS patients in years to
come: The development of medications to slow progression.
Continued improvements in supportive care (nutrition,
respiratory support etc.)
Computer aided communication and environmental control equipment
will greatly improve the quality of life for ALS patients who
opt for ventilation. As a result more of us will take that
option and live for many more years.
There are also sections with practical tips for dealing with
some of the basic problems presented by immobility such as
traveling, and more sections to be added.
Safe Harbor
Rediscovering life on a ventilator.
Dress for success:
Toileting using a lift.
ALS Inservice for Nursing
Staff:
Read it or download it and pass it on.
Swelling of feet and legs:
Why it happens and how to minimize it.
Constipation:
Prevention and treatment tips.
Osteoporosis and Calcium in
ALS:
Why osteoporosis is "different" in patients
with neuromuscular disease.
BiPAP:
A non-life support breathing assistance
device.
Muscle Spasms -- Cramping and
Spasticity
Which is it and how can it be treated?
Travel Tips:
Some things I have learned while traveling.
The Attic:
No practical tips here, just my response to
a friend's question about what it is like to
livewith ALS.
Another aspect of coping
is knowing about assistive devices that can help compensate for weakened
capacities. At
http://living-with-als.org/
You can find reviews of
such devices, as can be viewed on the homepage:

Bathroom
Bedroom
Call Systems
Clothing
Computer
Eating/Drinking
Entertainment
Mobility
Respiratory
Speech &Communication
Travel
Miscellaneous

Many of the
questions on the
living-with-als group concern the equipment needed to deal with
disability. This section of our website was set up to help people
with ALS in their search for that equipment.
Unlike other sites that provide a
list of links to retailers and manufacturers, these pages are
reviews of specific brands written by people who have purchased or
tried them. The members of the living-with-als group hope this will
help others find the best possible equipment to keep them
living-well-with-als.

Computer Desk
Have you
designed, built, or adapted something that makes living with ALS
easier? Share your creative genius in the Do It Yourself (DIY)
section.
PEG Tubes
Buying a Van
Buying a Wheelchair
Hiring a Caregiver
ALS repeatedly presents challenges
that leave us stranded in unfamiliar territory. Dealing with
doctors, bureaucratic red tape, purchasing expensive equipment
without knowing what options are really needed, picking our way
through a financial minefield, as well as adjusting to disability is
all new and frustrating. These Tip Sheets are intended to be a
source of practical advice from the real experts -- PALS and CALS
who have been there, done that, and are wearing the T- shirt that
says "I wish I had known..."
Bathroom Design
#1
Bathroom Design #2
AccessibleHalf-Bath
Few homes
have been built with wheelchair accessibility in mind, so ALS often
requires some degree of remodeling. Share your remodeling project
with others here! Whether you want to share details such as floor
plans, before and after, tips and tricks, advice on getting the job
done, or just show off some pictures of the finished product, we'd
love to have your input.
Chapter 3A
ESPECIALLY FOR CALS
CALS go through the same
psychological stages as their PALS and, in addition, have the added
responsibilities of caring for the needs of their loved one, taking on financial
burdens and extra chores around the home. It can be overwhelming and CALS are
always vulnerable to exhaustion and burn out. The following articles convey the
strains felt by loving CALS, how to cope and how to take care of one’s own
needs.
My Story
By Trish
My name is Trish Wilson
and in my lifetime, have had many titles to my name, some being: sister, friend,
girlfriend, wife, mom and now my newest title, CALS or for you not familiar with
this new title, Caregiver of a person with ALS. Yep, Lou Gehrig’s disease.
Never in my wildest dreams did I ever imagine that this would be a title I would
have in my resume. When my wonderful husband Mike and I began searching for a
diagnosis to a problem he was having with his speech, we had no idea what this
search would lead to. We began as most of you will, with a simple visit to his
family doctor. From there we were sent without diagnosis to a neurologist due to
his tongue, speech and throat problems all along believing he had some growth in
this throat that was tying up his nerves in his mouth and neck.. Diagnosis' were
flying from friends and family only to make me a nervous wreck but having no
affect on my husband still believing it was some kind of growth that we could
have removed and move along with our lives. As we were put through an array of
testing, none of which we were told why they were being done, I became more and
more nervous every time they told me, "all of his tests are fine". I knew in my
gut he wasn't fine and wanted them to find SOMETHING wrong. I know, it sounds
insane, please find something wrong with my husband. I just wanted something to
be found so we could "fix it" and get back to normal.Needless to say, after our months of testing, two months to be exact which I now
find is a very fast time for diagnosis, the verdict was, "I think we are dealing
with Lou Gehrig’s Disease" were the words from our neurologists mouth. I, of
course, thought the man was a quack and after the initial shock, thought, I'll
take this into my own hands. If this doctor thinks Mike has ALS, I'll show him.
I'll go to an ALS specialist and prove he has no idea what he is talking about.
So, we did. We found the best specialist in Arizona only to discover once they
heard Mike was having swallowing problems, had lost over 35 pounds, felt
paralysis in his tongue, they rushed us in to see the doctor. Well, my feeling
of "that doctor was a quack" was becoming a nightmare. After seeing the ALS
specialist the very next day, it was confirmed. Mike has ALS. He was now a PALS
and I was now a CALS.Mike and I both have been through an array of emotions from extreme sadness, to
denial, which comes often, to acceptance. We have not been through the anger
simply because we do have an incredibly strong faith and believe God has chosen
our path and this is a path we have to live out with dignity. It is my husband
that shows me how to deal with this and it is my husband who is my hero for
taking this on in such a brave and unique way. Don't get me wrong, we both dream
of the days where "this can't be real" but for the most part, we are LIVING with
ALS and plan to continue doing this and embracing life for as long as God will
give us. ALS is not a death sentence, just a new way to appreciate your life.
CALS TO CALS
By Erin
Speaking CALS to CALS I want you to know you
have every right to feel the way you do. You wouldn't be human if you didn't.
Newly married or long time honeymooner's we all feel the loss, the frustration,
the anger, the loneliness.You will go in and out of all the above emotions. It is natural; it is just the
way it is.I have many years with my precious husband. But his progression was so fast we
didn't have one, two, or more years to come to grips with ALS. If he could only
do an nth of a fraction that some of our long time PALS here do, my husband and
I would have the world.So CALS, cry if you want to. Be mad, frustrated. Let those feelings happen but
then go look into your loved ones face, take their face into your hands and tell
them "I Love You". Everyday do that. After a while more love and new memories
will happen. You will always have the gamut of emotions, sometimes worse than
other times. But you will have what time is given to you on this earth with each
other.One thing for sure, you will learn the depths of love and compassion.
The emotional roller coaster can't be described. The emotions and stress, the
loss of living our day to day lives as we both knew it, as our children knew it,
is over.Some PALS with a slow progression have lived a good life for years.
Each CALS goes through a very isolated gamut of feelings and feels alone at
times. We could each write our own book and many of us have website's and blogs
to release our feelings, our progression, our journey. These sites and this
site, "Living with ALS" are the greatest help there is. Take it from me. My
husband’s progression was so fast we didn't have time to realize what was
happening. It wasn't until he finally reached a plateau that we could learn
about this thing called ALS.I never met anyone in an ALS group meeting that was at the stage of my husband.
No help there. It was early on and I needed answers, I needed help. I would
write to the ALS Digest and never get any answers. Very disappointing! It wasn't
until I discovered the "Living with ALS" site that I began to get answers and
discovered the most wonderful and compassionate people in the same boat as us.
What a base of humanity this site is to find this place with PALS and CALS that
know, that understand, that can cry with you, make you laugh with joy, allow you
to express the love, the sorrow, the frustrations, the unknown future. We all do
this together.I love you all.Erin CALS to Jeff
FROM ALSA’S INTERVIEW WITH SANDY
You and Bob continue to
enjoy vacations. What kind of preparation is needed before, during and after
travel with your husband?Travel requires a lot of
planning to be successful. At each stage of Bob's illness, we have traveled, and
the challenges increase as the illness progresses. However, the rewards are
worth it! Initially we just needed a wheelchair to get us through airports and a
roomier more comfortable car to rent at our destination. Now, we need a
wheelchair accessible room and bathroom with guaranteed access to all public
areas (make phone calls, and double/triple check!) We need to be sure that the
restaurants in the area have food Bob can eat comfortably or we need a
refrigerator so we can bring our own. We don't travel by air anymore - too many
hassles with his power wheelchair being damaged or mishandled, but we do have a
van that we are comfortable traveling in. We had an easy-lock device installed
to make tie downs fast and easy, I pack a cooler with pureed foods for him, lots
of water and syringes. Bob's computer goes on his chair up front with me, a good
map and a guidebook of accessible trails and we are off. I have to remember to
pack the charger for his chair, toilet necessities, pillows, extra clothes (he
gets cold),a blender, all his medications/vitamins, emergency communication
device(alphabet board) ,etc, and a smile. We have been very lucky and have found
that getting away even for 2 days gives us both a change of scenery and renews
our strength. We have seen some gorgeous mountain trails that are wheelchair
friendly! Once we get back home it is important to give Bob a lot of down time
in a comfortable chair, because one of the drawbacks of car travel is he is
confined to his wheelchair all the time.
How has Bob's diagnosis
of ALS changed your life?
In every way. It has
narrowed the focus of life to its essentials - love and respect, and has
deepened our love and commitment to each other. It also has me always alert
(sleeping is a challenge), and trying to care for the details of someone else's
life as well as my own is tough sometimes. With each change in Bob's condition,
using the wheelchair, having to feed him etc., we have grieved the loss and
struggled to handle it. I am, however, truly grateful for this time we have
together, and am amazed at the grace with which he makes each adaptation. No
matter how it has changed my life - his has changed a million times more!
What does the word
"Caregiver" mean to you?
For me, it is a lot of
responsibility with a lot of rewards. It is a chance to outwardly express my
respect and love for my husband. When hiring outside help I ask for kindness,
attentiveness, gentleness and respect for Bob and his changing needs. Knowing
that Bob's mind is functioning at top speed, even though his body doesn't, is a
challenge for some people. I need people who have the heart and inclination to
get to know this wonderful man.
As a primary caregiver,
it is often a challenge to maintain facets of your own personal life. How do you
maintain a sense of balance in your life?
Well, I didn't,
initially. But now, we have hired outside help (no help from the insurance
unfortunately) and I have re-established my friendships and work associations.
Not knowing how long we have together has made me reluctant to miss a moment,
but having help 5 days a week, 8 hours a day, makes the 16 hours a day I am
Bob's caregiver now have more balance. I also realized early on that I would
need guidance and I continue to see a counselor to help me deal with the
incredible loss and grief we experience daily. I try to get a massage at least
twice a month too!
LETTER FROM LINDA
ALLEN
Linda is a former CALS
and current Program Manager for Extra Hands for ALS. In this letter she
describes the challenges and rewards of long distance travel with her husband,
which personifies the idea of living fully with ALS, and also discusses the
innovative Extra Hands program, which links young people with PALS and their
families. Linda has given her personal email address and is willing to share her
knowledge about travel.Also check out the Extra Hands web site for a moving
description of the Program and its origins.
http://www.extrahands.org/linallen@swbell.net(email)and Linda@extrahands.org
My husband Marshall was
dx. Oct 31, 1996 at the age of 54 and earned his wings on Oct.27, 2000.You are
right when you say, “do all the things that you have planned on doing as soon
after dx”.We decided early on that we were going to continue to live our lives
despite ALS.We traveled by air, ship, bus, train, van, with the Permobile
wheelchair.(Europe AFOs), US and the Caribbean with wheelchair), we went to
restaurants, the theatre, sporting events, to visit grandchildren etc.We
learned to expect there would be road blocks a long the way but we believed that
we could navigate around them.We had some funny stories surrounding our
adventures, others that brought us to tears; times when we educated
management/housekeeping staff/ about things they could do to make their
establishments more handicap accessible, and coming up with innovative ideas to
solve a problem when we could not find a resource/solution for.Was it easy
“no it was not” was it worth it…you bet!I have so many wonderful memories
because we decided to continue to live life and so do our children, his two
sisters/brother-in-laws, my family and friends. I promised Marshall that
after he was gone that I would continue in the fight against ALS until there was
a cure. I am keeping that promise by working with Extra Hands for ALS.I hope
we can reach all our PALS/CALS in every area in every state with this program.What better way of spreading the word about ALS than through young people who
will be our doctors, researchers, lawyers, congressmen/women, etc. ALS families
have the opportunity to teach these young people about ALS and learn about the
disease first hand. The “extra hands” do household chores, yard work, playing
with the children, providing company to the PALS, whatever the ALS family needs
done that will take some of the burden off the shoulders of the caregiver.Instead of doing what needs to be done the caregiver can read, catch up on phone
calls, work in their shop, work on a hobby, spend quality time with the family
while the students are working etc.These students learn so many life lessons
that they would never learn if they had not been involved with an ALS family.Some PALS/CALS have had such an influence in the lives of the students that some
have decided to take up the same career as their PALS or CAL, or by learning
about ALS have decided to become a doctor, physical therapist, speech
pathologist etc.Also these kids let their families/friends know what they are
doing and teach them about ALS.The family members tell other family members,
colleagues, neighbors about what their kids are doing….more Awareness of ALS.It is my hope that we can
find teams of individual volunteers that would like to get involved and start
this program in their area. It takes a group of interested people, ALS families
that will use the service and a source in the community that will help to fund
the program.
TEN TIPS FOR FAMILY CAREGIVERS
1. Choose to take charge
of your life, and don't let your loved one's illness or disability always take
center stage.2.Remember to be good
to yourself.Love, honor and value yourself. You're doing a very hard job and
you deserve some quality time, just for you. 3. Watch out for signs of
depression, and don't delay in getting professional help when you need it.
4. When people offer to
help, accept the offer and suggest specific things that they can do. 5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
CHAPTER 4
MAJOR ORGANIZATIONS AND
WEBSITES
The first website to look
at is the Living with ALS group and the link to join is:
http://health.groups.yahoo.com/group/living-with-als/messages
This forum has members
who are exclusively PALS and CALS and who range from newbies to 20 year
veterans.Posts cover a wide array of topics relevant to ALS, e.g. coping
strategies, personal issues/problems, symptom control, Medicare coverage,
equipment, just letting off steam, etc. Really, anything at all that involves
ALS. Practical and helpful information is offered, often more useful than what
professionals can provide. Members are enormously supportive, caring, wise and
knowledgeable. Many friendships are formed between members. Examples of a page
of posts are given below:
Subject
Author
Date
32205
Re: burning feetAre you taking any kind of blood thinner? Have you had a
doppler study done? I...
Danny
Oct10,2005
10:32 am
32206
Re: psychological impactI am sorry Fern that more people are not coming to see you.
When I was told I ...
COOKIEDD
Oct10,2005
10:33 am
32207
Re: Moms in the hospital again.she has no gall bladder, no appendix, no uterus, etc. they
have had to give her...
Mr. and
Mrs. Travis S...
Oct10,2005
10:34 am
32208
Re:
Nursing home
Thom, Fern and others Here is the starting page on starting
a search and how...
Sherry
Oct10,2005
12:41 pm
32209
Re: new pulse ox neededLinda I paid $199 for mine. I wouldn't pay any less.
http://www.savelives.com/...
Sherry
Oct10,2005
12:41 pm
32210
Re: Heart Race problemDanny You state the oxygen sat rate isn't affected by the
BiPAP. Here is a...
Sherry
Oct10,2005
12:43 pm
32211
Re: One Person Home CareJim, Our stories are amazingly similar including the size
differential and the ...
Jeff
Lester
Oct10,2005
3:06 pm
32212
Re: BiPAP Mark & LarryDear Lisa, I don't know if anyone else has mentioned this,
but is it possible...
Edith
Oct10,2005
3:30 pm
32213
Re: One Person Home CareJim, I like your innovative approach and determination. Can
you explain what...
Randy
Roberts
Oct10,2005
4:35 pm
32214
Re: Crazy Week
... of a ... say ... chair ... I know Susan, i wanted to
hide LOL! Things are...
Oct10,2005
6:57 pm
32215
Re: speech
Oct10,2005
7:00 pm
32216
(No
subject)
I was just wondering if anybody has a problem with waking up
and the covers ...
murrza
Oct10,2005
7:01 pm
32217
Re: Nursing homeA good place to find your local resources for possibly
living at home is your...
Oct10,2005
7:40 pm
32218
Re: One Person Home CareHi Randy, I was referring to a system with a overhead
hanging container...
Jim
Oct10,2005
9:26 pm
32219
peg tube stopped thanksThanks to all who answered my email. My hubby is calling the
gastro doc ...
Debbie
Oct10,2005
9:54 pm
32220
Re: One Person Home CareAllison, Jim and Jeff, THANK you for sharing your stories
with us on this...
Susan
Oct10,2005
9:57 pm
32221
Re: Nursing Home vs. In-home CareHi all, I have read a few of the postings about the dilemma
about care at...
STOPALS
Oct11,2005
2:18 pm
32222
comfort curveI need to hear more feedback on the Comfort Curve mask.
Hospice won't pay for...
Sherry
Oct11,2005
2:22 pm
32223
Flu Shots for People with ALS
This is to remind PALS (people with ALS) it's time for your
annual flu shot....
Oct11,2005
5:15 pm
32224
Clinic TrialI went to my ALS clinic on Monday. They gave me my FVC
breathing test and they...
COOKIEDD
Oct11,2005
6:31 pm
32225
Re: comfort curveSherry, When I first got the Comfort Curve, I wore it only
in bed with my...
Randy
Roberts
Oct11,2005
6:33 pm
32226
Re: re [living-with-als] visionOn Thu, 8 Sep 2005 14:22:19 -0700 (PDT) Erin Smith
<erinzinn5@...> ... ...
almanna
Oct11,2005
8:17 pm
32227
Re: Friends ~ Where Are They?Dear Sue, I can relate to that. Hang in there. God will send
new angels. Andi...
almanna
Oct11,2005
8:17 pm
32228
Re: I'm new herewelcome Connie! Andi ... On Wed, 07 Sep 2005 06:57:09 -0000
"Connie ODonnell"...
almanna
Oct11,2005
8:17 pm
32229
Re: comfort curve
Randy Thanks so much. I only have my bed on a partial turn.
I couldn't handle...
Sherry
Oct11,2005
8:18 pm
32230
ALS Registry Act Introduced in U.S. House of Representatives2005 Advocacy Update October 11, 2005 ALS Registry Act
Introduced in U.S. House...
lou_gehrig_054
Oct11,2005
8:19 pm
32231
Beds that turn youMy name is Bill and this is my first post. I have been
listening in for about...
netravelingman
Oct12,2005
9:04 am
32232
Re: Nursing Home vs. In-home Care
Does your ride for life support your state only? In Calif, I
only get 1500 ...
rovall
Oct12,2005
9:05 am
32233
Re:
Friends ~ Where Are They?
Dear Sue, Sorry to hear that John's Mom and sister haven't
contacted you. It's...
COOKIEDD
Oct12,2005
10:00 am
The reader just clicks on
the first few lines of the post to get the complete post.
You can use a search
feature to get back posts on a subject of special interest. This site provides a
window into the world of ALS and can be inspiring, touching, informative, wise
and loving. There is also a chat room led by member of the forum and can be
accessed at:
http://www.mdausa.org/chat/calendar.html#lalsLocate the Living with
ALS chat and sign in as a visitor. Chats are held 2-5 pm on Sundays, 3-6 pm and
9-11 pm on Mondays and 7-10 pm Wednesdays. All times listed are Central time.
Transcripts of past chats are on file.
Another ALS peer forum,
Brain Talk Communities, is also quite good. Its strength lies in its many posts
on current research in the field and its section on personal experiences with
different treatments. The link is:http://brain.hastypastry.net/forums/forumdisplay.php?f=82The ALS Association (ALSA)is the only national not-for-profit health organization dedicated solely
to the fight against ALS. ALSA covers all the bases - research, patient and
community services, public education, and advocacy - in providing help and hope
to those facing the disease. The mission of The ALS Association (ALSA) is to
find a cure for and improve living with amyotrophic lateral sclerosis.
Its
website is chock full of information in every area related to ALS. The link is:
http://www.alsa.org/default.cfm?CFID=897541&CFTOKEN=9724212
The home page looks like this (below is a
photo you can’t click on it)
As you click on the blue
headings, subtopics pop up on every aspect of ALS. For comprehensive information
on any or all areas related to ALS, this should be your first stop. The amount
of information is awesome and can be overwhelming at first, but will become
easier with practice.
“The Muscular Dystrophy
Association is a voluntary health agency- a dedicated partnership between
scientists and concerned citizens aimed at conquering neuromuscular diseases….MDA
combats neuromuscular diseases through programs of worldwide research,
comprehensive medical and community services, andfar-reaching
professional and public health education.”MDA has an ALS division whose website is very
informative. It provides research updates, a newsletter, interesting articles
and very useful information. As organizations, there
is much overlap between the two. Both offer funds for research and patient
services, such as advocacy and support groups.MDA offers funds to help pay for
some or all of the cost of certain medical equipment, such as wheelchairs and
seat cushions, computers with speech synthesizers, etc. Local offices of both
ALSA and MDA have loan closets from which you can borrow durable medical
equipment of all sorts, including some your insurance will not cover. Contact
your local offices of both ALSA and MDA, which you can locate on their websites,
for more information. MDA has more dollars for research and services/DME, while
ALSA focuses more on advocacy atthe national level.
It can be reached at:
http://als.mdausa.org/
MDA’s ALS home page looks
like this: (also a photo only, not a live web page):

The ALS Therapy
Development Foundation is a nonprofit biotechnology company discovering
treatments for patients alive today.Their laboratory, the
leading drug discovery program for ALS, bridges a critical research gap.In-house expertise translates research into potential drug candidates by
screening drugs in the SOD1 mouse model of ALS. Their scientific
collaborations are designed to bring the most promising leads closer to patient
use.ALS-TDF shares emerging knowledge on the disease with patients,
physicians, and researchers as quickly and comprehensively as possible. Their
unique approach accelerates drug development for ALS. In addition, ALS-TDF
offers a forum for discussion of research issues. The link is:http://www.als.net/forum/Ride for Life is an
organization directed by a PALS that raises money for research and patient
services from various events, including their “Ride for Life”, a yearly event.
Their website is very worthwhile to view. It includes a number of personal
stories, research findings, information on grants and other material of interest
to PALS/CALS. The link is:Ride For Life Helping People Living With ALS - Lou Gehrig's DiseaseThe above are a few of my
favorites. There are hundreds of interesting and worthwhile websites that you
can choose.
Below is a list of
websites that are comprehensive and far reaching:
ALS and
Associated Web SitesCompiled By: Steve Weekes
(
sweekes99@yahoo.com)
ALS INFORMATION WEB SITES
ALS SOCIETIES, SUPPORT GROUPS &
PUBLICATIONSALS Association Chapter WebsitesALS Related Societies
ALS SOCIETIES AROUND THE WORLD(Over 40 Countries Represented)
ALS CHAT ROOMS
ALS FORUMS and DISCUSSION GROUPS
CAREGIVER WEBSITESTravel AssistanceCaregiver Chat Rooms, Forums and Discussion Groups
PALS / CALS - PERSONAL WEBSITESInternational PALS / CALS Personal Web Sites
MEDICAL SEARCHES, INFORMATION &
JOURNALSLyme and ALS Associated DiseasesAdvanced Therapies, Treatments and ResearchGeneral Health Care and Information
ASSISTIVE AIDS, DEVICES, and
SOFTWAREGeneral Assistance SitesCommunication Assistance and SupportComputer Adaptive Devices & EquipmentWheel Chairs, Scooters & VehiclesSpecific Assistance SitesMind and Spirit Resources
NATURAL & SUPPLEMENTARY THERAPIESDiagnostic LaboratoriesNon-Conventional Doctors, Clinics, Treatments, Therapies &
Theories
PRODUCTS,SUPPLIERS, ETC...
CHAPTER 5
BENEFITS AND ENTITLEMENTS
As PALS and CALS, it is
vitally important that you learn about your government benefits: disability
payments and Medicare/Medicare. It is also vital that you learn to deal
effectively with your insurance companies. What follows are some articles to
help you get started.
SOCIAL SECURITY BENEFITS
By Danny Dandignac
For the full version click
here
To download the full version in Microsoft
Word right click
here
choose save target as
How do we decide if you are disabled?
SSDI & SSI
The process we use to
decide if you are disabled involves five steps. They are: 1.Are you working?
If you are working and
your average monthly earnings, after considering the effect of work incentives,
are at the Substantial Gainful Activity (SGA) level, we generally cannot
consider you disabled. If your monthly earnings average less than the SGA level,
(in 2006 that level was $860 per month) we look at your medical condition using
steps 2 through 5.
2.Is your medical
condition "severe"?
For us to consider you
disabled, your impairment(s) must significantly limit your ability to do basic
work activities, for example walking, sitting, seeing, and remembering. If it
does not, we cannot consider you disabled. If it does, we go to the next step.
3.Is your medical
condition in the list of disabling impairments?
We maintain a Listing of
Impairments for each of the major body systems that are so severe we
automatically consider you disabled. If your medical condition(s) is/are not on
the list, we have to decide if it is of equal severity to an impairment on the
list. If it is, we approve your claim. If it is not, we go to the next step.
4.Can you do the
work you did previously?
If your medical condition
is severe, but not at the same or equal severity as an impairment on the list,
then we must decide if you can do your past relevant work. If you can, we will
deny your claim. If you cannot, we go to the next step.
5.Can you do any
other type of work?
If you cannot do your
past relevant work, we then see if you are able to do any other type of work. We
consider your age, education, past work experience, and transferable skills. If
you cannot do any other kind of work, we will approve your claim. If you can, we
will deny your claim.
FURTHER INFORMATION ON SOCIAL SECURITY
BENEFITS
(TAKEN FROM THE REGULATIONS)
By Randy Roberts
Find out if you're eligible for Social
Security Benefits
Benefit Eligibility
Screening Tool (BEST)
Use our screening tool to help identify all the different Social Security
programs for which you may be eligible.
Overview
We pay disability
benefits under two programs: the Social Security disability insuranceprogram and the Supplemental Security Income (SSI) program.
If you qualify,
apply for Social Security disability benefits online.
No matter what kind of
disability benefits you are applying for, you must
give us information about your medical, work, and education history to help
us decide if you are disabled.
- Note: If you're an
Advocate, Attorney or Third Party Representative,
we need additional information from you on the application.
Detailed information
about each of these programs is available at the following websites:
You don't have to be
disabled or blind to collect
Supplemental Security Income (SSI) if you are 65 or older.For most people, the
medical requirements for disability payments are the same under both programs,
and your disability is determined by the same process. Use our
Disability Planner to find out medical and earnings requirements, what
happens once you’re approved, and more.Our
calculatorscan give you an estimate of disability benefit amounts based on
your record if you should become disabled. If you get Social Security (not SSI)
disability benefits you
possibly could be eligible for Medicare.
SSI is a program run by
Social Security that pays monthly checks to the elderly, the blind and people
with disabilities who don't own much or who don't have much income. If you get
SSI, you usually get food stamps and Medicaid, too. Medicaid helps pay doctor
and hospital bills.While eligibility for
Social Security disability is based on prior work under Social Security, SSI
disability payments are made on the basis of financial need.
Who Can Get Social Security Disability
Benefits
Children may qualify for disability benefitsunder either the Social
Security program or the SSI program.You can get Social
Security disability benefits until age 65. When you reach age 65, your
disability benefits automatically convert to retirement benefits, but the amount
remains the same. Certain members of your
family may qualify for benefits on your record. They include:
- Your spouse who is
age 62 or older, or any age if he or she is caring for a child of yours who
is under age 16 or disabled and also receiving checks.
- Your disabled widow
or widower age 50 or older.
- Your unmarried son
or daughter, including an adopted child, or, in some cases, a stepchild or
grandchild. The child must be under age 18 or under age 19 if in high school
full time.
- Your unmarried son
or daughter, age 18 or older, if he or she has a disability that started
before age 22.
If you become the parent
of a child (including an adopted child) after you begin receiving Social
Security benefits, be sure to notify us so that we can determine if the child
qualifies for benefits. For more information
about disability benefits for children, ask Social Security for the booklet,
Benefits for Children With Disabilities
(Publication No. 05-10026).Note: The SSI program
also pays benefits to needy disabled children under age 18.
How to Apply for Disability Benefits
Apply as soon as you
become disabled. You can file:
- Online using our
Internet Social Security Benefit Application
- By phone, mail or in
person at any Social Security office. Call for
an appointment.
Note: You may receive
back benefits from the date you became disabled, but they're limited to one year
before the date you filed for benefits.
How to Speed Up Your Disability Claim
It generally takes from 3
to 5 months to process claims for disability benefits. You can help shorten the
process by bringing certain documents with you when you apply and helping us to
get any other medical evidence you need to show you are disabled. These include:
- Your Social Security
number;
- Your birth or
baptismal certificate;
- Names, addresses and
phone numbers of the doctors, caseworkers, hospitals and clinics that took
care of you and dates of your visits;
- Names and dosage of
all the medicine you take;
- Medical records from
your doctors, therapists, caseworkers, hospitals, and clinics that you
already have in your possession;
- Laboratory and test
results;
- A summary of where
you worked and the kind of work you did; and
- A copy of your most
recent W-2 Form (Wage and Tax Statement) or, if you are self-employed, your
federal tax return for the past year.
You also should be ready to answer other questions we must ask.
Don't delay filing for
benefits just because you don't have all the information and documents you need.
The people at the Social Security office will be glad to help you.
Who Can Get SSI Benefits
To get SSI benefits, you
must be elderly or blind or have a disability.
- "Elderly" means you
are 65 or older.
- "Blind" means you
are either totally blind or have very poor eyesight. Children, as well as
adults, can get benefits because of blindness.
- A disability means
you have a physical or mental problem that is expected to last at least a
year or result in death. Children, as well as adults, can get benefits
because of disability.
You must live in the U.S.
or Northern Mariana Islands and be a U.S. citizen or national. (Certain
non-citizens also may be eligible for SSI. A Social Security representative can
tell you if you qualify.) Also, the things you own
and your income must be below certain amounts. See our publication on
Supplemental Security Income (SSI)
(Publication No. 05-11000) for details about the income limits.
How Much You Can Get from SSI
The amount of your
benefit depends on
where you live.
You could get more if you
live in a state that adds to the SSI check. Or you could get less if you or your
family has other money coming in each month. Your living arrangements also make
a difference in whether you can get SSI and the amount you can get.
MEDICARE
By Andy Etherington
Andy
was diagnosed in 2002 and is now trached and vented. He is 45, married and has
two young children. Formerly, he worked in the telecommunications industry,
writing software and working with
customers.I will try to help as
much as I can. Note that I am not an expert or a lawyer, just an affected person
with a vested interest in this topic, and have been studying these issues for
the last six months. So everything below here is my interpretation of the
issues, and may not be correct.We will start with some
definitions.
Medicare
- coveragefromthefederalgovernment that you are entitled to. There are
3
PartstoMedicare. Do not confuse the parts of Medicare with the supplement
plans described below, they are vastly different. Part A coversmosthospitalizationcosts,exceptfora deductible of
$952foreachhospital stay of less than 61 days. If you stay for more than 60
days, there is a co-insurance of $238/day for the next 30 days. After 90 days it
goes up to $476/day through day 150. As near as I can tell, no one knows what
happens after day 150. Days 91-150 are referred to as lifetime reserve
days, and can only be used once. Note also that if you are discharged
from the hospital after less than 60 days, and are re-admitted again less than
60 days after your initial admission, it counts as the same hospital stay. You
are not charged the deductible again, and counting of days does not
start over. Part A costs you nothing extra, it is funded through
a 1.45% payroll tax on all workers. Part A is not optional, but also costs
nothing.
Part B coversmostoutofthehospitalexpenses,usuallyatthe
80%/20%rate.Thisincludesdurablemedicalequipment
(DME)suchasventilators,cough assistmachines,etc.thisispaidforthrough
adeductionof $88.50permonthfromyourSSDIcheck. This part is optional, but
be careful. If you don't sign up for it when you become eligible, you must wait
until an open enrollment period (usually January 1-February 28).
For every year you are eligible for part B, but decline
coverage, you are subject to a 10% penalty for each year that you declined coverage. This penalty is cumulative, so if you had declined
for 2 years, and then enrolled this year, instead of paying $88.50 per month,
you would pay $106.20 per month. Furthermore, if the Medicare rate goes up by
$10 next year, yours would go up by $12, and would continue to rise 20% higher
than the standard each year. There is an exception to this,
however. If you are covered by an employer sponsored group health plan, either
through your employer or your spouse's, and the person whose
coverage you are under is considered to be an active employee,
even if you're not being paid, you have what is called a special
enrollment period.You may enroll in Part B without penalty
any time while you're still covered by the group health plan, or during the 8
months following the loss of that coverage. Note that COBRA coverage is provided
to people whose employment has terminated, and does not provide or extend a
special enrollment period.
Part D– the infamous prescription drug program. This is a program that is provided
through private insurance companies to help with the cost of medicine. This part
is also optional, but again, be careful! If you don't sign up for
one by May 15, you are again subject to penalties. This time it is 1% per
month for each month you are eligible, but choose not to participate.
There is, once again, an exception to the penalty. If you have
been covered by a prescription plan from your company or union, or their
retirement program (I am interpreting this to include COBRA), and it
provided equivalent or better coverage than Part D, you may join
without penalty. Part D plans cost anywhere from $0-$100 per month, depending on
the company. Each plan has it's own formulary, or list of covered
drugs. If you take prescriptions that are not on the formulary, not only do you
pay full price for it, but the amount you pay does not count toward your Part D
deductible or out of pocket maximum. So your best bet is to find a plan that
covers your high cost medications, and pay for the less expensive medicines
yourself. I also dropped rilutek, because it not only expensive, but even on
plans with it on the formulary, because limits are based on the full price of
the drugs, it was going to increase my out of pocket cost by over $1000/year.
Since I'm already on a ventilator, none of my doctors could (or would) give me a
recommendation. If you have trouble understanding the Part D limits, I have
another document that describes it in more detail.
You are eligible
for these,butnotrequiredto accept them(see above) as
of the date you became eligible for social security
disability.Mostpeopleinthesocialsecurityofficewilltellyouthatyou'renoteligibleuntil
24monthslater.These people are wrong! The law was changed
three years ago; the word just hasn't trickled down to the local offices yet. You also cannot be denied Medicare because of your ALS diagnosis!
That is what it's there for. Find more information at
www.medicare.gov
Medicare supplements
- standardized plans, labeled A-J,
often called Medigap
plans, are offered by private insurance companies to
cover the perceived "gaps" in Medicare coverage. Each company offering a
Medicare supplement is allowed to charge whatever the market will bear, but
unlike the prescription program, supplement policies are required to provide
standard coverage. Thus company 1 can provide a plan A supplement (not the same as Part A above) for $59/ month; while company 2 has a plan A
supplement for $150/month. By law, the coverage provided by both companies must be exactly the same,
despite the wide range of costs. In Texas,
I am only guaranteed to be able to obtain a supplement plan A. when I look at
the Medicare web site, I can find at least 20 companies willing to sell a plan A
to me, but only 2 say they would sell me a plan D policy, and they are such
small players that they don't even have web sites! Looking in Indiana, I only
see one company offering a plan A supplement for under 65 (Anthem), and only one
willing to sell a plan B (Bankers Fidelity). There were none selling any other
supplement policies to people under 65. That would imply to me that, with no
competition for either company, prices will be high. It may be worth it though.
Here is my take on what they provide:
Plan A supplement
–
covers the Part A co-insurance (not
the deductible, see above Part A discussion), and the Part B
co-insurance. Part A deductible is $952 for each hospital stay, but doesn't
reset until you've been out for 60 days, so it is physically impossible to incur
more than 6 of these per year. Plan A supplement also adds 365 additional
lifetime reserve days. The Part B co-insurance is the 20% that Medicare doesn't
cover for outpatient things like doctors' visits, outpatient surgery, and DME.
However, there is a comment, in the home health services section,
that says you pay 20% for DME, so I am not sure whether ventilator, cough
assist, etc. would fall in this category or not.
Plan B supplement
–
the only thing the Plan B
supplement adds is coverage for the Part A deductible (that $952 payment for
each hospital stay). Everything else under Plan A supplement is the same under
Plan B.I know that during your
initial enrollment period, they are not allowed to "rate" or reject you based on
pre-existing conditions (your ALS, for example). I don't know if they are
allowed to use underwriting (underwriting: using current or past medical
conditions to charge higher rates or reject applicants) if you're
outside your initial enrollment period. I may be finding out soon, I'll let you
know.
Medicare Select
– really a misnomer, because it applies only to the supplement policies
above, it provides the same coverage as the supplement plan it refers to (i.e.
Medicare Plan A Supplement Select), but only if you use their doctors and
facilities. Kind of like a Medicare HMO. A moot point, because the
Medicare site doesn't list any that will sell a select policy if you're under
65.
Medicare Advantage
–
you didn't mention these, but I'm
sure you've heard of them. Around here we see ads for these 40 times a day,
mostly during business hours. These plans completely replace Medicare and
supplement plans. If you choose to use a Medicare Advantage plan, you
will be unenrolled in Medicare! Every Medicare Advantage plan has
different terms and conditions. It's just like shopping for any other health
insurance. I don't know if any underwriting is involved, but it was never
mentioned during my investigation of the subject. If you decide to go this way
(I decided not to), there is one more thing to know: there are two kinds of
Medicare Advantage programs. Those that cover prescriptions and those that
don't. Consistent with the idea that you are out of the Medicare system if you
enroll in a Medicare Advantage plan, if you choose a Medicare Advantage
plan that does not cover prescriptions, you will not be allowed to join a
prescription only drug plan, and you will not be able to get prescription
coverage!
Medicaid – is a state-run program, primarily intended
for low-income patients. There are generally both income and asset limitations
for qualifying. States set their own limits, so they are different everywhere. I
have found anecdotal evidence that Indiana has their limits set to $1273/ month
in income, and $2000 in total assets (excluding certain items like house, 1 car,
etc. for a still living spouse). My SSDI payment is more than that, so I have
not pursued it. There are ways to get within these limits, but I am not familiar
with them. I would recommend that you consult an attorney that specializes in
elder care law for additional information if you're thinking of going this
route.
Risk pool
–
I don't know if Indiana has this concept,
but in Texas we have a Risk pool for individuals that are unable to get health
insurance otherwise. An ALS diagnosis automatically qualifies me for the pool.
There is no underwriting, but they are required to charge twice the going rate
for the opportunity to be in the risk pool. This policy (again, this is my interpretation
of how it works in Texas, Indiana may be
different, or may not even have a Risk pool) pays as secondary to
Medicare.See the discussion below for primary vs. secondary. Another thing to think about is respiratory therapy. Medicare does
not
cover respiratory therapy visits. The Risk pool does. That hasn't been
enough, in my case, to justify going this route yet. One more hitch, I cannot
join the Risk pool as long as I am eligible for COBRA, even
if I don't take it.
Primary vs. secondary
–
this is an issue when a patient
is covered by 2 different insurance policies, and is called coordination of
benefits, or COB. This can be caused by numerous things, like the Risk pool
example above, or group coverage from a spouse's employer. The way COB works is
that one policy gets the claim first, and forwards it to the secondary after
paying their portion. The secondary then processes the remainder of the claim
according to their policy. There are 2 ways I have heard this works. The more
favorable way, which is what I've experienced, the primary pays 80%, then the
secondary pays the rest, up to 80%. It's strange to think about, so here is an
example:My respiratory company
charges $590/ month for my cough assist machine. Medicare gets the claim, and
allows $400 (all these figures are hypothetical). My provider accepts
assignment, so they are happy with $400. Medicare then pays 80% of it, or $320.Now they pass the claim to my secondary. My provider is out of network for them,
so they would normally only pay 70%, or $280. But Medicare already paid $320, so
the secondary pays $80, and counts themselves lucky, because they paid $200 less
than what they are contractually obligated to pay.Obviously this is
advantageous to me, as I end up paying nothing. The other way that I have heard,
but not experienced, works like this:Same scenario as before,
company bills $590, Medicare allows $400, and pays $320. But now the secondary
gets it. They look at it and say "we would have paid $280 for this service.
Medicare has paid $320, so we don't have to pay anything."I'm not nearly as happy,
because I'm stuck with the $80 remainder, and am paying premiums for a policy
that never seems to pay out. Again, I have not experienced this happening, but
others on this board have reported it. How do companies decide which is primary?
In my case, Medicare became primary because I wasn't being paid, thus no FICA
taxes were being paid. If my coverage had been through my wife's employer, and
she was still having FICA withheld, Medicare would be secondary. Others have
said it has more to do with the number of employees being greater or less than
100, but I'm more inclined to believe mine, since I heard it from the COB desks
at both plans.
Medicare capped item
-
One more thing that you may want
to know about, especially if you're thinking about buying your equipment
supplier out, is the idea of Medicare capped items. Many of the things we use
are actually rented by Medicare. After 10 months of renting the equipment you
are given a choice to buy it or keep renting it. If you choose to buy it,
Medicare will pay for 2 more months (total of 12 months). Title to the equipment
goes to you, and no more payments are due, but you are responsible for upkeep.
If you choose to continue to rent, Medicare will continue to pay for 5 more
months (total of 15 months). Title to the equipment remains with the equipment
supplier, no more payments are due, and the supplier is responsible for upkeep.Now to the answer that
you didn't want, but I'm sure you knew was coming. No one can make the decision
for you. It is highly dependent on your financial position and your risk
tolerance. I would strongly recommend that you talk to a specialist in elder
care law before making a final decision.I will tell you what my
decision was. The gentleman that was here specifically to
sell me a Medicare Advantage
plan, told me to stay away from them because they weren't very good with DME
extensive conditions, of which ALS is certainly one. So I have decided that,
when they kick me off COBRA, I am going to immediately apply for a Medicare Part
D plan and a Plan A supplement. Good luck with your research. If you have any
other questions, feel free to ask. Just be forewarned: you may get another tome
like this one!
MORE ON MEDICARE PART DPRESCRIPTION COVERAGE
By Andy
Let me try to summarize
it for you.
Each state has several companies that offer Medicare Part D
coverage. each of these companies offers several plans, with different premiums,
different deductibles, and different coverage. All this adds up to an
overwhelming amount of information. In Texas I had 48 different plans that I
could choose from.
Every prescription drug
plan has a formulary, which lists the drugs they will cover, and the (up to 4)
different prices that they will charge for each drug. There are 4 different
levels of support included in each plan:
DeductibleThe
first $250 dollars of drug expenses are paid for out of pocket at full price.
Some plans have no deductible, and start coverage at the next level.
SupportAfter the
deductible is met, drugs can be obtained for either 25% or a fixed co-payment.
Each formulary uses a different base price for each drug, though formularies
within the same plan family tend to use the same price structure (Humana's
prescription drug only plans uses the same prices as the Humana Medicare
Advantage plans with drug coverage). Once you reach $2250 in total drug costs
(what you pay plus what the plan pays), you move to the next level Donut hole.
This is the part that is most confusing. Between the time that you reach $2250
in total drug costs and when you reach $3600 in out of pocket expenses, you pay
100% of the drug prices. Did you get that? That means that, between $2250 in
total drug costs and $5100 in total drug costs you pay 100% of your prescription
costs. Still with me? Ok, one more
thing.After you've paid $750 for your prescriptions
($250 deductible plus 25% of the next $2000), and before you've paid $3600 in
out of pocket expenses, you pay full price for all your medication. That's all
the ways I can think of to explain it.
Catastrophic coverageOnce you exceed the threshold of the donut hole, you get catastrophic
coverage, under which you pay the greater of $5 ($2 for generics) or 5% of the
full price.
For complete
information on all aspects of Medicare benefits, always go to
http://www.medicare.gov/
CHAPTER 6
PARTICIPATINGIN CLINICAL
TRIALS
By Randy Roberts
Clinical trials
are
formal tests of safety and efficacy of new drugs or procedures. There are three
phases in trials:
1) Safety- to assess if
the new compound can be tolerated without major side effects.
2) Safety and efficacy-involving more subjects, including a placebo group (no medication) or so called
“control” group;
3) Efficacy-
The final
phase-to determine efficacy using a much larger sample size and held at multiple
sites around the country, always uses a placebo group.
All drugs used in the
trials are free of charge. It is important to consider participating in a trial
at an early point in your illness because the studies require subjects to meet
certain criteria, e.g., FVC > 60 or 70 or the ability to walk unaided, and one
never knows how fast one will progress.PALS have to weigh potential benefits
against inconvenience, as the trial location may be many miles from home. And
PALS who volunteer are helping in the quest for a cure. Discuss the open trials
with a neurologist, to help guide your decision. Below is a current list of
trials that are recruiting patients, as of 11/06. Check back at the website
below monthly to get updates.The ALSA and MDA sites also keep updated lists of
trials, so check these, too.

Click the Logo above to see the ClinicalTrials.govweb site.
1.
Recruiting
Pilot-Study of Thalidomide in Amyotrophic Lateral Sclerosis (ALS)Condition: Amyotrophic Lateral Sclerosis (ALS)
2.
- If you cannot swallow - get a gastrostomy.
- If you cannot breath - get a tracheostomy and a ventilator.
- If you get contractures (stiff joints and muscles) - get range of motion exercise.
- If you cannot talk - get a computerized machine that talks for you.
ALS AND PERSONAL GROWTH
By Randy Roberts
It may
seem strange or even repulsive to link this disease, which so cruelly ravages
our body, with anything even remotely positive. But as ALS pushes us to our very
limits, we have the motivation and opportunity to see ourselves and our lives in
very different ways. For me, it has been a spiritual awakening, in the broad
sense of that word. The psychological walls that I have constructed to protect
myself have been crumbling and my heart is open as never before.I have become
more sensitive to thesuffering felt by those who have lost their health and
more attuned to the pain experienced by so many in this world of ours.I have
come to feel a new appreciation of life and all the gifts given to us, gifts
that are taken for granted when healthy. I know now that it all isn’t about me
(surprise!) and that there exists a vast and indefinable presence that connects
all of us. And I have felt brief moments of peace that I have not experienced
before.I have
also seen the power of living in the present moment or, more precisely, of being
the moment. When we are able to still all the internal chatter of reliving the
past and thinking of the future, all of which are just dreams and imaginings,
what is left is moment by moment living. I have
also obtained a clearer distinction between image and reality in ALS. Image is a
projection of all of our negative ideas about what it is to be disabled, learned
from conventional societal attitudes. Reality is what people actually experience
when living with ALS, which can be much more positive than our images, as
personal stories in this Guidebook illustrate.Many
sources have helped contribute to my new found awareness, including my spiritual
training which began in earnest about a year ago, but reading the daily posts on
the Living with ALS forum has been an important factor. One’s
heart cannot but melt when reading posts of deep distress, helpfulness, courage,
compassion, caring, optimism, determination, good humor and encouragement.While ALS
takes away options that were once present, it can also act as a stimulus to
develop new ways of perceiving oneself and life. I feel that I have barely
scratched the surface and look forward to going more deeply into the spiritual
and personal development realms as time goes on.
ALS -- NOT CURABLE, BUT TREATABLE
By Edward Oppenheimer, M.D.
Dr.
Oppenheimer was on the faculty of UCLA Medical School Neurology Department. He
was a strong advocate for PALS and was a member of Living with ALSA, where he
often answered questions and wrote valuable, informative articles, such as the
one below.Many diseases can, of
course, cause death if not treated. High spinal cord injury, a serious
infection, an appendicitis, etc., can kill when neglected. When treated, these
are still serious conditions, but usually life can continue and death can be
prevented.
It's true that the average length of life of people with ALS today is about four
years. However, this reflects the fact that people with ALS often don't have
optimal treatment and resources.
If ALS is to be fully treated, people with the disease should have;
- Adequate
information about the treatments available
- Access to health
professionals who are interested in and experienced
- With all the
available options in the care of ALS
- The encouragement
to go forward
- The needed
resources to go forward
- The desire to use
available care
When the patient lacks
the desire to use available care, after having been fully informed and provided
with a positive approach from professionals such as doctors, nurses, physical
and occupational therapists, social workers and others, not proceeding is
acceptable. However, when any of the needs cited are insufficiently filled, not
treating ALS to the fullest is regrettable. Ideally, this situation shouldn't
exist.
What is "fully treated" ALS? The answer is my "wish list" for all people with
ALS;
1. A positive and experienced team approach to assist patients and their
caregivers in solving any of the problems that typically occur. This means a
patient should have access to a team of adept and enthusiastic health
professionals who are available even when the patient isn't taking part in a
research protocol. The team should include professionals who can make home
visits and coordinate care as needed.
2. Very good nutrition to maintain appropriate weight. At some point this may
include using a gastrostomy tube (feeding tube) if swallowing problems occur.
3. Regular social interaction with friends and the community. It's vital that
the person with ALS get out of the house by using mobility assistance, stay
engaged in living and maintain ways to communicate even if speech becomes
difficult. Good alternative and augmentative communication devices are
essential.
4. Personal assistance to cover each 24 hours as needed, without placing an
undue burden on family members.
5. Vigorous treatment for infections, particularly respiratory infections. This
can often be provided at home with appropriate antibiotics when needed.
Medication can be given by mouth, via a feeding tube or even intravenously,
depending on the person's condition.
6. Monitoring of breathing capacity so noninvasive assisted ventilation can be
available when capacity is decreased and related symptoms are present. An ALS
patient can receive mask-delivered or other noninvasive ventilation as long as
this works, and then shift to tracheostomy (invasive ventilation, via a tube
into the trachea) if that becomes necessary. Equally important are good
attention to effective coughing and clearing of secretions, and prevention of
aspiration (inhaling particles, such as food, into the lungs). The decision to
stop using a ventilator at any time, or to use only noninvasive ventilation and
not go on to tracheostomy ventilation, should be made by the patient.
7. Access to ALS research centers and protocols when desired, and access to
excellent ALS care even when there is no desire to participate in research.
8. Very good supportive care.
9. Good symptom-relieving care when major aspects of treatment are no longer
desired or appropriate.
When most of these aspects of care are available to people with ALS, they can
often continue living in a productive way and avoid life-threatening
complications related to ALS most of the time. ALS motor neuron impairment may
become severe, but life and spirit and social ties can continue.
Ideally, people with ALS should have choices. They should know that there are
options that will allow living to continue even if the resources needed are
considerable.
SIGNATURE EXPRESSIONS
Gathered from different
sites, these expressions, placed at the end of posts, illustrate coping
mechanisms in highly condensed form. They are little gems.
Don't forget to live!
Your friend in the fight
Laughing is good
exercise: it’s like jogging on the inside
Living & loving everyday
There is no such thing
in anyone's life as an unimportant day.
When you find yourself
in a hole . . . first stop digging!
It's not in our
abilities that we show who we truly are, it's in our choices
I know God will not give
me anything I can't handle. I just wish that He didn'ttrust me so much. (Mother Teresa)
Life's a dance, you
learn as you go
PSYCHOLOGICAL ISSUES OF NEW PALS AND COPING
IDEAS
By Randy Roberts
I am afraid of
dying: will itbe painful, will I
suffer, will it happen soon.
You are getting
way ahead of yourself; ALS is a gradually progressing illness.Morbid thinking
creates lowered mood, let such thoughts go. Focus on living now. Find
interesting activities to preoccupy your mind.Nobody, sick or
well, knows when they will die, only that all of us will pass away at
some time.Become involved
in spiritual work.There are many
ways to extend your life span. Be proactive, stay ahead of the disease.Remember, ALS
does not have to be fatal, you have a choice.
My life will
never be the same; how can I give up all my dreams, hopes and plans.
Grief is a
normal, painful stage that all PALS have to work through. It doesn’t
last forever, but may return after each new loss.You may continue
with your regular life for awhile and follow thru on some of your plans,
just sooner, like special vacations, etc.As you adjust to
your limitations, new plans and goals will be set.Reread the
personal stories in this section. Pay special attention to PALS’
descriptions of their meaningful, rewarding and happy lives even with
ALS.
I feel depressed
andanxious all the time.
Depression and
anxiety, like grief, are expected reactions.Identify what
you are thinking when you feel bad. Is it a negative?Observe how it
worsens your mood and then try to let the thoughts go.Stay aware of
such negative thoughts and let them go each time.Seek spiritual
guidance.Work at focusing
on positive goals, projects, things that interest you but you didn’t
have time for in the past.Focus on what
you still have. Appreciate that which is taken for granted when healthy
are truly special gifts.If bad feelings
persist, discuss antidepressant/anti anxiety meds with your doctor or
increase what you are now taking.Join
Living
with ALS, ask for suggestions, establish an on line peer support
network.Let yourself be inspired and encouraged by what you read.Consider
counseling or therapy.Communicate your
feelings to others. Don’t let yourself get cut off from family and old
friends. Build a new support network.A little humor
can work wonders. Find somebody or something that makes you laugh every
day.
I am fearful and
embarrassed about becoming dependent on others.
Again return to
the present. Let negative thoughts dissipate. You are getting ahead of
yourself.When the time
comes, you will be surprised that you will welcome the assistance, as it
becomes exhausting and risky to try to do something independently when
capacities diminish. You can now use your energy more productively on
other things that really matter.Aren’t all
people dependent on others, anyway?Your
embarrassment or shame will wither away as you realize that it is no big
deal and your caregiver views it as no big deal.
I keep thinking
of what liesdown theroad
Go back to the
present. Worrying about future events leads to worsened mood. Let the
thoughts go as they are preventing you from living well now.Nobody knows
what lies in the future, e.g. an effective drug against ALS could be
discovered soon. Become involved
in interesting and productive activities instead.
I am so angry
all the time
Anger is a
normal reaction to what has happened and is a stage that must be worked
through. It becomes a problem when it persists and you become bitter and
closed off. Then you are not living with ALS, but are being eaten up
inside.Chronic anger
and irritability may reflect underlying depression. Speak to your health
care professional about it. Try a
visualization technique. Imagine ALS to be an object of some sort. I
visualize a hideous looking scarecrow, and then proceed, in my
imagination, to inflict all kinds of punishment to him: kicking,
chopping, punching, bludgeoning, till he is reduced to pulp. I may do
this for 5 minutes and I always obtain a sense of satisfaction and
release. Just give back to him what he has done to you, no holds barred.Join
Living
with ALS. As you read the posts your heart may open up.Bitterness and
chronic anger prevents you from living your life to its fullest; they
close off options and keeps you imprisoned in their grasp.
How is my
illness going to affect my marriage or relationship with my significant
other.
It’s very
stressful on caregivers, but many handle it well. Some CALS, however,
are not able to manage.Discuss issues
directly with your CALS; don’t assume anything.Help make
arrangements to reduce stress, or encourage your spouse or other family
caregiver to do so, when things become too difficult for him/her, e.g.
paid care providers, help from family and friends, etcExpress your
appreciation. Thank yous, and expressions of affection are helpful.Don’t take out
your resentment on your spouse and make an effort to apologize if you
should slip.Working together
can bring you closer.If conflict or
dissatisfaction become intense, and can’t seem to be resolved, consider
counseling or begin to think of alternative living arrangements. The
earlier you can detect problems in your CALS’ commitment and/or major
shortcomings the better.
Why did this
happen to me?
Every PALS and
their CALS ask this painful question. It seems to demand an answer but
of course there is no answer. Coming to grips with it is part of the
acceptance process. It lessens in intensity and frequency over time.
COPING WITH ALS
By Loris Buccola
This piece integrates many of the ideas
presented in this chapter
I was diagnosed with limb onset ALS in November 1999 at age 58. I'm pretty much
completely quadriplegic, retaining head and neck movement. I still have my voice
with volume somewhat diminished, swallowing and breathing also diminished
(forced vital capacity below 30% at my last measurement a year ago) but intact.
I had a feeding tube placed December 2004 and use it for supplemental
nourishment once a day. I use a BiPAP at night and portable ventilator (LTV 900)
as needed during the day. I have a Permobil power wheelchair with four-way seat
adjustment, Switchit head controls and a Roho cushion. I sleep on a Pegasus
Airwave mattress and an adjustable bed. I use Dragon Naturally Speaking,
Smartnav head mouse, dwell click software and Skeleton Key (an on-screen
keyboard) to navigate the computer. I have a tablet computer for my wheelchair
with which I can control electronic devices. I have a Ford Windstar with a VMI
wheelchair access conversion. Although I'm retired from a 40 year teaching
career, I still continue to do professional counseling, writing and e-mail
correspondence with friends and family. I still "read" using the Talking Books
Program (through the Oregon State library) extensive library of books on tape.
I'm also a movie buff and subscribe to the Internet DVD service, Netflix. Here
are some techniques and attitudes I have discovered which have helped me to
continue adjusting to this disease, avoid depression and continue to appreciate
life.
1.Attitude is everything.
ALS is a challenge to adapt, rather than a battle to be won,
an opportunity to learn the art of acceptance. Learn how to pick your
"battles" by
learning new skills instead of struggling to deny the
reality of what is happening to your body. People will think you are really
wise and spiritual and
will want to be around you. It's magic.
Although it will be difficult at first, resolve immediately
to learn how to ask for and even enjoy getting help from other people. If
this disease can
teach us anything, it is that we cannot survive alone. It
will bring you closer to them and them to you. Some people may not be able
to handle whatis happening to you except by
staying away. That is their problem, not yours.
2.Plan realistically for the future.
The name of the game with this disease is adaptation. Try to
avoid wasting valuable time which you need to plan for the coming changes in
your life.
If you wait for a crisis, it will probably be already too
late.
Begin now learning to conserve your energy by not trying to
do more than you are realistically capable of. Deciding what is realistic
and what is thebest use of limited energy is a
major step in adaptation.
Anticipate the future just enough to ask yourself how you
will adapt as your physical strength declines. For example, I began learning
how to usespeech software before I really needed
it. By the time I did, I was proficient at it. It took six months to get
wheelchair I needed. Learning to usehead
controls, getting used to using breathing assistance, feeding tube, etc. all
takes more time than we anticipated.
If you have not already done so, consider attending an ALS
support group. It will be difficult at first to see people in all stages of
this disease. I hadto resolve to go back for
three group meetings. By that time I was already getting used to this look
into the future, learning how other people cope. with what is happening in.
We do not easily recover from setbacks from illness or
physical injury as we did prior to the onset of this disease. Time wasted is
time lost foradaptation. So, for example, don't
push yourself to continue walking until you fall and break a bone.
In spite of what you may hear, there is no cure for this
disease. Pursuing claims of cures will only cost you money and put you in a
time deficit. Once you have been diagnosed, avoid
falling into the trap of believing that it is something other than ALS (Lyme
disease, mercury fillings, etc.). When aneffective treatment is discovered we will all know about it and someone will
no doubt get the Nobel Peace Prize. My own rule on this: put me in touchwith three people who are clearly diagnosed who have at least six
months on this "treatment" and let me talk to them personally about how it
hasworked.
3.Dealing with Depression
ALS is a lousy disease and quite unfair. But try to avoid
taking it personally. It did not happen because of anything we did or did
not do. Giveyourself the luxury of feeling sorry for you only on a limited
basis, for example an hour a day or, even better, an hour a week.
Avoid dwelling on or worrying about all the awful stuff you
may have to go through in the future, or ruminating on all the things you
did not do in thepast. Of course, some of us with
ALS have other things to be depressed about besides the disease and this can
make avoiding depression much moredifficult.
4.Do something every day that gives you pleasure.
I love my morning coffee, having my head scratched, getting
a warm shower, watching a good movie, listening to a great book, listening
to jazz andblues, following the sports scene.
Be with people whom you love and who love you. You have a
right not to be with people who sap your energy. People will like being with
you if you
can help them get used to what is happening to you. Be nice.
Plan for things in the future that you can look forward to,
like visits from children and grandchildren, friends etc.
Cultivate a sense of humor about this disease. Some of it is
so ridiculous that it is actually funny. For example, I have unbitten
fingernails for thefirst time in my life.
Seriously consider antidepressant medication. It is not
addictive and it is not a weakness to need medication to help out with the
symptoms ofdepression.
If you have not already, begin to cultivate a spiritual
approach to life. There is more to this life than meets the eye. You will
have plenty of timeto think about these things,
the ultimate meaning of life, the nature and existence of something or
someone beyond us and upon which we depend. Youdon't have to have any formal religious training or upbringing. The process
of discovering meaning and purpose beyond our own little worlds is thebeginning of spirituality. Spirituality does not have to have any
complicated theology. In fact, the simpler the better.
Trust your instincts. In spite of a lifetime of religious
faith, I have come to believe that God did not cause me to have ALS, and in
fact is assaddened by the bad things that happen
to people as we are. I also am confident that God is with us in all of these
things just as he/she/it hasbeen with millions of
others over the centuries.
This disease can help us develop a sense of gratitude and
wonder about the mystery of life and death. It has taught me to embrace the
difficultexperiences of life as opportunities
instead of as obstacles to a meaningful life. I enjoyed "Learning to Fall"
by Philip Simmons, a teacher and writerwho had
ALS.
5.Taking care of your caregivers.
ALS is a social disease; it not only affects us who actually
have the physical symptoms, it also profoundly affects and changes the lives
of thosearound us who love us and care for us. We
have a responsibility, especially if we want to learn how to adapt and
prosper, to make sure we don'tovertax our
caregivers physically and emotionally. We will naturally tend to become
demanding, frustrated and impatient at times. But the more wedo this, the less people will want to be around us.
Make sure your network of care is wide enough to give people
some time away to recover and recuperate. Avoid the temptation to just pick
out oneor two favorites upon which to rely
completely. No one, no matter how much they love us can handle the load by
themselves.
You will learn gradually that you can tolerate not getting
immediate help that you don't really need: tolerating an itch you can't
reach.
TIPS ON DEALING WITH ALS BY DIANE
http://www.living-with-als.org/Diane/
As someone quite amazed to
find herself in her 17th year of ALS and still busily,
happily, and contentedly engaged in living, I have reached the
point where I find myself saying "If I'd known I was going to
live this long, I would have taken better care of myself!"
For that reason, the main focus of this site is on dealing with
some of the medical complications we face as a result of ALS.
All too often these things are inadequately addressed because
the expectation is that we will not be around long enough to
worry about "long term" problems. These are problems that can
and must be minimized in order to assure a good quality of life
even if that life is short. In addition, I believe several
factors are going to extend the life of ALS patients in years to
come: The development of medications to slow progression.
Continued improvements in supportive care (nutrition,
respiratory support etc.)
Computer aided communication and environmental control equipment
will greatly improve the quality of life for ALS patients who
opt for ventilation. As a result more of us will take that
option and live for many more years.
There are also sections with practical tips for dealing with
some of the basic problems presented by immobility such as
traveling, and more sections to be added.
Safe Harbor
Rediscovering life on a ventilator.
Dress for success:
Toileting using a lift.
ALS Inservice for Nursing
Staff:
Read it or download it and pass it on.
Swelling of feet and legs:
Why it happens and how to minimize it.
Constipation:
Prevention and treatment tips.
Osteoporosis and Calcium in
ALS:
Why osteoporosis is "different" in patients
with neuromuscular disease.
BiPAP:
A non-life support breathing assistance
device.
Muscle Spasms -- Cramping and
Spasticity
Which is it and how can it be treated?
Travel Tips:
Some things I have learned while traveling.
The Attic:
No practical tips here, just my response to
a friend's question about what it is like to
livewith ALS.
Another aspect of coping
is knowing about assistive devices that can help compensate for weakened
capacities. At
http://living-with-als.org/
You can find reviews of
such devices, as can be viewed on the homepage:

Bathroom
Bedroom
Call Systems
Clothing
Computer
Eating/Drinking
Entertainment
Mobility
Respiratory
Speech &Communication
Travel
Miscellaneous

Many of the
questions on the
living-with-als group concern the equipment needed to deal with
disability. This section of our website was set up to help people
with ALS in their search for that equipment.
Unlike other sites that provide a
list of links to retailers and manufacturers, these pages are
reviews of specific brands written by people who have purchased or
tried them. The members of the living-with-als group hope this will
help others find the best possible equipment to keep them
living-well-with-als.

Computer Desk
Have you
designed, built, or adapted something that makes living with ALS
easier? Share your creative genius in the Do It Yourself (DIY)
section.
PEG Tubes
Buying a Van
Buying a Wheelchair
Hiring a Caregiver
ALS repeatedly presents challenges
that leave us stranded in unfamiliar territory. Dealing with
doctors, bureaucratic red tape, purchasing expensive equipment
without knowing what options are really needed, picking our way
through a financial minefield, as well as adjusting to disability is
all new and frustrating. These Tip Sheets are intended to be a
source of practical advice from the real experts -- PALS and CALS
who have been there, done that, and are wearing the T- shirt that
says "I wish I had known..."
Bathroom Design
#1
Bathroom Design #2
AccessibleHalf-Bath
Few homes
have been built with wheelchair accessibility in mind, so ALS often
requires some degree of remodeling. Share your remodeling project
with others here! Whether you want to share details such as floor
plans, before and after, tips and tricks, advice on getting the job
done, or just show off some pictures of the finished product, we'd
love to have your input.
Chapter 3A
ESPECIALLY FOR CALS
CALS go through the same
psychological stages as their PALS and, in addition, have the added
responsibilities of caring for the needs of their loved one, taking on financial
burdens and extra chores around the home. It can be overwhelming and CALS are
always vulnerable to exhaustion and burn out. The following articles convey the
strains felt by loving CALS, how to cope and how to take care of one’s own
needs.
My Story
By Trish
My name is Trish Wilson
and in my lifetime, have had many titles to my name, some being: sister, friend,
girlfriend, wife, mom and now my newest title, CALS or for you not familiar with
this new title, Caregiver of a person with ALS. Yep, Lou Gehrig’s disease.
Never in my wildest dreams did I ever imagine that this would be a title I would
have in my resume. When my wonderful husband Mike and I began searching for a
diagnosis to a problem he was having with his speech, we had no idea what this
search would lead to. We began as most of you will, with a simple visit to his
family doctor. From there we were sent without diagnosis to a neurologist due to
his tongue, speech and throat problems all along believing he had some growth in
this throat that was tying up his nerves in his mouth and neck.. Diagnosis' were
flying from friends and family only to make me a nervous wreck but having no
affect on my husband still believing it was some kind of growth that we could
have removed and move along with our lives. As we were put through an array of
testing, none of which we were told why they were being done, I became more and
more nervous every time they told me, "all of his tests are fine". I knew in my
gut he wasn't fine and wanted them to find SOMETHING wrong. I know, it sounds
insane, please find something wrong with my husband. I just wanted something to
be found so we could "fix it" and get back to normal.Needless to say, after our months of testing, two months to be exact which I now
find is a very fast time for diagnosis, the verdict was, "I think we are dealing
with Lou Gehrig’s Disease" were the words from our neurologists mouth. I, of
course, thought the man was a quack and after the initial shock, thought, I'll
take this into my own hands. If this doctor thinks Mike has ALS, I'll show him.
I'll go to an ALS specialist and prove he has no idea what he is talking about.
So, we did. We found the best specialist in Arizona only to discover once they
heard Mike was having swallowing problems, had lost over 35 pounds, felt
paralysis in his tongue, they rushed us in to see the doctor. Well, my feeling
of "that doctor was a quack" was becoming a nightmare. After seeing the ALS
specialist the very next day, it was confirmed. Mike has ALS. He was now a PALS
and I was now a CALS.Mike and I both have been through an array of emotions from extreme sadness, to
denial, which comes often, to acceptance. We have not been through the anger
simply because we do have an incredibly strong faith and believe God has chosen
our path and this is a path we have to live out with dignity. It is my husband
that shows me how to deal with this and it is my husband who is my hero for
taking this on in such a brave and unique way. Don't get me wrong, we both dream
of the days where "this can't be real" but for the most part, we are LIVING with
ALS and plan to continue doing this and embracing life for as long as God will
give us. ALS is not a death sentence, just a new way to appreciate your life.
CALS TO CALS
By Erin
Speaking CALS to CALS I want you to know you
have every right to feel the way you do. You wouldn't be human if you didn't.
Newly married or long time honeymooner's we all feel the loss, the frustration,
the anger, the loneliness.You will go in and out of all the above emotions. It is natural; it is just the
way it is.I have many years with my precious husband. But his progression was so fast we
didn't have one, two, or more years to come to grips with ALS. If he could only
do an nth of a fraction that some of our long time PALS here do, my husband and
I would have the world.So CALS, cry if you want to. Be mad, frustrated. Let those feelings happen but
then go look into your loved ones face, take their face into your hands and tell
them "I Love You". Everyday do that. After a while more love and new memories
will happen. You will always have the gamut of emotions, sometimes worse than
other times. But you will have what time is given to you on this earth with each
other.One thing for sure, you will learn the depths of love and compassion.
The emotional roller coaster can't be described. The emotions and stress, the
loss of living our day to day lives as we both knew it, as our children knew it,
is over.Some PALS with a slow progression have lived a good life for years.
Each CALS goes through a very isolated gamut of feelings and feels alone at
times. We could each write our own book and many of us have website's and blogs
to release our feelings, our progression, our journey. These sites and this
site, "Living with ALS" are the greatest help there is. Take it from me. My
husband’s progression was so fast we didn't have time to realize what was
happening. It wasn't until he finally reached a plateau that we could learn
about this thing called ALS.I never met anyone in an ALS group meeting that was at the stage of my husband.
No help there. It was early on and I needed answers, I needed help. I would
write to the ALS Digest and never get any answers. Very disappointing! It wasn't
until I discovered the "Living with ALS" site that I began to get answers and
discovered the most wonderful and compassionate people in the same boat as us.
What a base of humanity this site is to find this place with PALS and CALS that
know, that understand, that can cry with you, make you laugh with joy, allow you
to express the love, the sorrow, the frustrations, the unknown future. We all do
this together.I love you all.Erin CALS to Jeff
FROM ALSA’S INTERVIEW WITH SANDY
You and Bob continue to
enjoy vacations. What kind of preparation is needed before, during and after
travel with your husband?Travel requires a lot of
planning to be successful. At each stage of Bob's illness, we have traveled, and
the challenges increase as the illness progresses. However, the rewards are
worth it! Initially we just needed a wheelchair to get us through airports and a
roomier more comfortable car to rent at our destination. Now, we need a
wheelchair accessible room and bathroom with guaranteed access to all public
areas (make phone calls, and double/triple check!) We need to be sure that the
restaurants in the area have food Bob can eat comfortably or we need a
refrigerator so we can bring our own. We don't travel by air anymore - too many
hassles with his power wheelchair being damaged or mishandled, but we do have a
van that we are comfortable traveling in. We had an easy-lock device installed
to make tie downs fast and easy, I pack a cooler with pureed foods for him, lots
of water and syringes. Bob's computer goes on his chair up front with me, a good
map and a guidebook of accessible trails and we are off. I have to remember to
pack the charger for his chair, toilet necessities, pillows, extra clothes (he
gets cold),a blender, all his medications/vitamins, emergency communication
device(alphabet board) ,etc, and a smile. We have been very lucky and have found
that getting away even for 2 days gives us both a change of scenery and renews
our strength. We have seen some gorgeous mountain trails that are wheelchair
friendly! Once we get back home it is important to give Bob a lot of down time
in a comfortable chair, because one of the drawbacks of car travel is he is
confined to his wheelchair all the time.
How has Bob's diagnosis
of ALS changed your life?
In every way. It has
narrowed the focus of life to its essentials - love and respect, and has
deepened our love and commitment to each other. It also has me always alert
(sleeping is a challenge), and trying to care for the details of someone else's
life as well as my own is tough sometimes. With each change in Bob's condition,
using the wheelchair, having to feed him etc., we have grieved the loss and
struggled to handle it. I am, however, truly grateful for this time we have
together, and am amazed at the grace with which he makes each adaptation. No
matter how it has changed my life - his has changed a million times more!
What does the word
"Caregiver" mean to you?
For me, it is a lot of
responsibility with a lot of rewards. It is a chance to outwardly express my
respect and love for my husband. When hiring outside help I ask for kindness,
attentiveness, gentleness and respect for Bob and his changing needs. Knowing
that Bob's mind is functioning at top speed, even though his body doesn't, is a
challenge for some people. I need people who have the heart and inclination to
get to know this wonderful man.
As a primary caregiver,
it is often a challenge to maintain facets of your own personal life. How do you
maintain a sense of balance in your life?
Well, I didn't,
initially. But now, we have hired outside help (no help from the insurance
unfortunately) and I have re-established my friendships and work associations.
Not knowing how long we have together has made me reluctant to miss a moment,
but having help 5 days a week, 8 hours a day, makes the 16 hours a day I am
Bob's caregiver now have more balance. I also realized early on that I would
need guidance and I continue to see a counselor to help me deal with the
incredible loss and grief we experience daily. I try to get a massage at least
twice a month too!
LETTER FROM LINDA
ALLEN
Linda is a former CALS
and current Program Manager for Extra Hands for ALS. In this letter she
describes the challenges and rewards of long distance travel with her husband,
which personifies the idea of living fully with ALS, and also discusses the
innovative Extra Hands program, which links young people with PALS and their
families. Linda has given her personal email address and is willing to share her
knowledge about travel.Also check out the Extra Hands web site for a moving
description of the Program and its origins.
http://www.extrahands.org/linallen@swbell.net(email)and Linda@extrahands.org
My husband Marshall was
dx. Oct 31, 1996 at the age of 54 and earned his wings on Oct.27, 2000.You are
right when you say, “do all the things that you have planned on doing as soon
after dx”.We decided early on that we were going to continue to live our lives
despite ALS.We traveled by air, ship, bus, train, van, with the Permobile
wheelchair.(Europe AFOs), US and the Caribbean with wheelchair), we went to
restaurants, the theatre, sporting events, to visit grandchildren etc.We
learned to expect there would be road blocks a long the way but we believed that
we could navigate around them.We had some funny stories surrounding our
adventures, others that brought us to tears; times when we educated
management/housekeeping staff/ about things they could do to make their
establishments more handicap accessible, and coming up with innovative ideas to
solve a problem when we could not find a resource/solution for.Was it easy
“no it was not” was it worth it…you bet!I have so many wonderful memories
because we decided to continue to live life and so do our children, his two
sisters/brother-in-laws, my family and friends. I promised Marshall that
after he was gone that I would continue in the fight against ALS until there was
a cure. I am keeping that promise by working with Extra Hands for ALS.I hope
we can reach all our PALS/CALS in every area in every state with this program.What better way of spreading the word about ALS than through young people who
will be our doctors, researchers, lawyers, congressmen/women, etc. ALS families
have the opportunity to teach these young people about ALS and learn about the
disease first hand. The “extra hands” do household chores, yard work, playing
with the children, providing company to the PALS, whatever the ALS family needs
done that will take some of the burden off the shoulders of the caregiver.Instead of doing what needs to be done the caregiver can read, catch up on phone
calls, work in their shop, work on a hobby, spend quality time with the family
while the students are working etc.These students learn so many life lessons
that they would never learn if they had not been involved with an ALS family.Some PALS/CALS have had such an influence in the lives of the students that some
have decided to take up the same career as their PALS or CAL, or by learning
about ALS have decided to become a doctor, physical therapist, speech
pathologist etc.Also these kids let their families/friends know what they are
doing and teach them about ALS.The family members tell other family members,
colleagues, neighbors about what their kids are doing….more Awareness of ALS.It is my hope that we can
find teams of individual volunteers that would like to get involved and start
this program in their area. It takes a group of interested people, ALS families
that will use the service and a source in the community that will help to fund
the program.
TEN TIPS FOR FAMILY CAREGIVERS
1. Choose to take charge
of your life, and don't let your loved one's illness or disability always take
center stage.2.Remember to be good
to yourself.Love, honor and value yourself. You're doing a very hard job and
you deserve some quality time, just for you. 3. Watch out for signs of
depression, and don't delay in getting professional help when you need it.
4. When people offer to
help, accept the offer and suggest specific things that they can do. 5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
CHAPTER 4
MAJOR ORGANIZATIONS AND
WEBSITES
The first website to look
at is the Living with ALS group and the link to join is:
http://health.groups.yahoo.com/group/living-with-als/messages
This forum has members
who are exclusively PALS and CALS and who range from newbies to 20 year
veterans.Posts cover a wide array of topics relevant to ALS, e.g. coping
strategies, personal issues/problems, symptom control, Medicare coverage,
equipment, just letting off steam, etc. Really, anything at all that involves
ALS. Practical and helpful information is offered, often more useful than what
professionals can provide. Members are enormously supportive, caring, wise and
knowledgeable. Many friendships are formed between members. Examples of a page
of posts are given below:
Subject
Author
Date
32205
Re: burning feetAre you taking any kind of blood thinner? Have you had a
doppler study done? I...
Danny
Oct10,2005
10:32 am
32206
Re: psychological impactI am sorry Fern that more people are not coming to see you.
When I was told I ...
COOKIEDD
Oct10,2005
10:33 am
32207
Re: Moms in the hospital again.she has no gall bladder, no appendix, no uterus, etc. they
have had to give her...
Mr. and
Mrs. Travis S...
Oct10,2005
10:34 am
32208
Re:
Nursing home
Thom, Fern and others Here is the starting page on starting
a search and how...
Sherry
Oct10,2005
12:41 pm
32209
Re: new pulse ox neededLinda I paid $199 for mine. I wouldn't pay any less.
http://www.savelives.com/...
Sherry
Oct10,2005
12:41 pm
32210
Re: Heart Race problemDanny You state the oxygen sat rate isn't affected by the
BiPAP. Here is a...
Sherry
Oct10,2005
12:43 pm
32211
Re: One Person Home CareJim, Our stories are amazingly similar including the size
differential and the ...
Jeff
Lester
Oct10,2005
3:06 pm
32212
Re: BiPAP Mark & LarryDear Lisa, I don't know if anyone else has mentioned this,
but is it possible...
Edith
Oct10,2005
3:30 pm
32213
Re: One Person Home CareJim, I like your innovative approach and determination. Can
you explain what...
Randy
Roberts
Oct10,2005
4:35 pm
32214
Re: Crazy Week
... of a ... say ... chair ... I know Susan, i wanted to
hide LOL! Things are...
Oct10,2005
6:57 pm
32215
Re: speech
Oct10,2005
7:00 pm
32216
(No
subject)
I was just wondering if anybody has a problem with waking up
and the covers ...
murrza
Oct10,2005
7:01 pm
32217
Re: Nursing homeA good place to find your local resources for possibly
living at home is your...
Oct10,2005
7:40 pm
32218
Re: One Person Home CareHi Randy, I was referring to a system with a overhead
hanging container...
Jim
Oct10,2005
9:26 pm
32219
peg tube stopped thanksThanks to all who answered my email. My hubby is calling the
gastro doc ...
Debbie
Oct10,2005
9:54 pm
32220
Re: One Person Home CareAllison, Jim and Jeff, THANK you for sharing your stories
with us on this...
Susan
Oct10,2005
9:57 pm
32221
Re: Nursing Home vs. In-home CareHi all, I have read a few of the postings about the dilemma
about care at...
STOPALS
Oct11,2005
2:18 pm
32222
comfort curveI need to hear more feedback on the Comfort Curve mask.
Hospice won't pay for...
Sherry
Oct11,2005
2:22 pm
32223
Flu Shots for People with ALS
This is to remind PALS (people with ALS) it's time for your
annual flu shot....
Oct11,2005
5:15 pm
32224
Clinic TrialI went to my ALS clinic on Monday. They gave me my FVC
breathing test and they...
COOKIEDD
Oct11,2005
6:31 pm
32225
Re: comfort curveSherry, When I first got the Comfort Curve, I wore it only
in bed with my...
Randy
Roberts
Oct11,2005
6:33 pm
32226
Re: re [living-with-als] visionOn Thu, 8 Sep 2005 14:22:19 -0700 (PDT) Erin Smith
<erinzinn5@...> ... ...
almanna
Oct11,2005
8:17 pm
32227
Re: Friends ~ Where Are They?Dear Sue, I can relate to that. Hang in there. God will send
new angels. Andi...
almanna
Oct11,2005
8:17 pm
32228
Re: I'm new herewelcome Connie! Andi ... On Wed, 07 Sep 2005 06:57:09 -0000
"Connie ODonnell"...
almanna
Oct11,2005
8:17 pm
32229
Re: comfort curve
Randy Thanks so much. I only have my bed on a partial turn.
I couldn't handle...
Sherry
Oct11,2005
8:18 pm
32230
ALS Registry Act Introduced in U.S. House of Representatives2005 Advocacy Update October 11, 2005 ALS Registry Act
Introduced in U.S. House...
lou_gehrig_054
Oct11,2005
8:19 pm
32231
Beds that turn youMy name is Bill and this is my first post. I have been
listening in for about...
netravelingman
Oct12,2005
9:04 am
32232
Re: Nursing Home vs. In-home Care
Does your ride for life support your state only? In Calif, I
only get 1500 ...
rovall
Oct12,2005
9:05 am
32233
Re:
Friends ~ Where Are They?
Dear Sue, Sorry to hear that John's Mom and sister haven't
contacted you. It's...
COOKIEDD
Oct12,2005
10:00 am
The reader just clicks on
the first few lines of the post to get the complete post.
You can use a search
feature to get back posts on a subject of special interest. This site provides a
window into the world of ALS and can be inspiring, touching, informative, wise
and loving. There is also a chat room led by member of the forum and can be
accessed at:
http://www.mdausa.org/chat/calendar.html#lalsLocate the Living with
ALS chat and sign in as a visitor. Chats are held 2-5 pm on Sundays, 3-6 pm and
9-11 pm on Mondays and 7-10 pm Wednesdays. All times listed are Central time.
Transcripts of past chats are on file.
Another ALS peer forum,
Brain Talk Communities, is also quite good. Its strength lies in its many posts
on current research in the field and its section on personal experiences with
different treatments. The link is:http://brain.hastypastry.net/forums/forumdisplay.php?f=82The ALS Association (ALSA)is the only national not-for-profit health organization dedicated solely
to the fight against ALS. ALSA covers all the bases - research, patient and
community services, public education, and advocacy - in providing help and hope
to those facing the disease. The mission of The ALS Association (ALSA) is to
find a cure for and improve living with amyotrophic lateral sclerosis.
Its
website is chock full of information in every area related to ALS. The link is:
http://www.alsa.org/default.cfm?CFID=897541&CFTOKEN=9724212
The home page looks like this (below is a
photo you can’t click on it)
As you click on the blue
headings, subtopics pop up on every aspect of ALS. For comprehensive information
on any or all areas related to ALS, this should be your first stop. The amount
of information is awesome and can be overwhelming at first, but will become
easier with practice.
“The Muscular Dystrophy
Association is a voluntary health agency- a dedicated partnership between
scientists and concerned citizens aimed at conquering neuromuscular diseases….MDA
combats neuromuscular diseases through programs of worldwide research,
comprehensive medical and community services, andfar-reaching
professional and public health education.”MDA has an ALS division whose website is very
informative. It provides research updates, a newsletter, interesting articles
and very useful information. As organizations, there
is much overlap between the two. Both offer funds for research and patient
services, such as advocacy and support groups.MDA offers funds to help pay for
some or all of the cost of certain medical equipment, such as wheelchairs and
seat cushions, computers with speech synthesizers, etc. Local offices of both
ALSA and MDA have loan closets from which you can borrow durable medical
equipment of all sorts, including some your insurance will not cover. Contact
your local offices of both ALSA and MDA, which you can locate on their websites,
for more information. MDA has more dollars for research and services/DME, while
ALSA focuses more on advocacy atthe national level.
It can be reached at:
http://als.mdausa.org/
MDA’s ALS home page looks
like this: (also a photo only, not a live web page):

The ALS Therapy
Development Foundation is a nonprofit biotechnology company discovering
treatments for patients alive today.Their laboratory, the
leading drug discovery program for ALS, bridges a critical research gap.In-house expertise translates research into potential drug candidates by
screening drugs in the SOD1 mouse model of ALS. Their scientific
collaborations are designed to bring the most promising leads closer to patient
use.ALS-TDF shares emerging knowledge on the disease with patients,
physicians, and researchers as quickly and comprehensively as possible. Their
unique approach accelerates drug development for ALS. In addition, ALS-TDF
offers a forum for discussion of research issues. The link is:http://www.als.net/forum/Ride for Life is an
organization directed by a PALS that raises money for research and patient
services from various events, including their “Ride for Life”, a yearly event.
Their website is very worthwhile to view. It includes a number of personal
stories, research findings, information on grants and other material of interest
to PALS/CALS. The link is:Ride For Life Helping People Living With ALS - Lou Gehrig's DiseaseThe above are a few of my
favorites. There are hundreds of interesting and worthwhile websites that you
can choose.
Below is a list of
websites that are comprehensive and far reaching:
ALS and
Associated Web SitesCompiled By: Steve Weekes
(
sweekes99@yahoo.com)
ALS INFORMATION WEB SITES
ALS SOCIETIES, SUPPORT GROUPS &
PUBLICATIONSALS Association Chapter WebsitesALS Related Societies
ALS SOCIETIES AROUND THE WORLD(Over 40 Countries Represented)
ALS CHAT ROOMS
ALS FORUMS and DISCUSSION GROUPS
CAREGIVER WEBSITESTravel AssistanceCaregiver Chat Rooms, Forums and Discussion Groups
PALS / CALS - PERSONAL WEBSITESInternational PALS / CALS Personal Web Sites
MEDICAL SEARCHES, INFORMATION &
JOURNALSLyme and ALS Associated DiseasesAdvanced Therapies, Treatments and ResearchGeneral Health Care and Information
ASSISTIVE AIDS, DEVICES, and
SOFTWAREGeneral Assistance SitesCommunication Assistance and SupportComputer Adaptive Devices & EquipmentWheel Chairs, Scooters & VehiclesSpecific Assistance SitesMind and Spirit Resources
NATURAL & SUPPLEMENTARY THERAPIESDiagnostic LaboratoriesNon-Conventional Doctors, Clinics, Treatments, Therapies &
Theories
PRODUCTS,SUPPLIERS, ETC...
CHAPTER 5
BENEFITS AND ENTITLEMENTS
As PALS and CALS, it is
vitally important that you learn about your government benefits: disability
payments and Medicare/Medicare. It is also vital that you learn to deal
effectively with your insurance companies. What follows are some articles to
help you get started.
SOCIAL SECURITY BENEFITS
By Danny Dandignac
For the full version click
here
To download the full version in Microsoft
Word right click
here
choose save target as
How do we decide if you are disabled?
SSDI & SSI
The process we use to
decide if you are disabled involves five steps. They are: 1.Are you working?
If you are working and
your average monthly earnings, after considering the effect of work incentives,
are at the Substantial Gainful Activity (SGA) level, we generally cannot
consider you disabled. If your monthly earnings average less than the SGA level,
(in 2006 that level was $860 per month) we look at your medical condition using
steps 2 through 5.
2.Is your medical
condition "severe"?
For us to consider you
disabled, your impairment(s) must significantly limit your ability to do basic
work activities, for example walking, sitting, seeing, and remembering. If it
does not, we cannot consider you disabled. If it does, we go to the next step.
3.Is your medical
condition in the list of disabling impairments?
We maintain a Listing of
Impairments for each of the major body systems that are so severe we
automatically consider you disabled. If your medical condition(s) is/are not on
the list, we have to decide if it is of equal severity to an impairment on the
list. If it is, we approve your claim. If it is not, we go to the next step.
4.Can you do the
work you did previously?
If your medical condition
is severe, but not at the same or equal severity as an impairment on the list,
then we must decide if you can do your past relevant work. If you can, we will
deny your claim. If you cannot, we go to the next step.
5.Can you do any
other type of work?
If you cannot do your
past relevant work, we then see if you are able to do any other type of work. We
consider your age, education, past work experience, and transferable skills. If
you cannot do any other kind of work, we will approve your claim. If you can, we
will deny your claim.
FURTHER INFORMATION ON SOCIAL SECURITY
BENEFITS
(TAKEN FROM THE REGULATIONS)
By Randy Roberts
Find out if you're eligible for Social
Security Benefits
Benefit Eligibility
Screening Tool (BEST)
Use our screening tool to help identify all the different Social Security
programs for which you may be eligible.
Overview
We pay disability
benefits under two programs: the Social Security disability insuranceprogram and the Supplemental Security Income (SSI) program.
If you qualify,
apply for Social Security disability benefits online.
No matter what kind of
disability benefits you are applying for, you must
give us information about your medical, work, and education history to help
us decide if you are disabled.
- Note: If you're an
Advocate, Attorney or Third Party Representative,
we need additional information from you on the application.
Detailed information
about each of these programs is available at the following websites:
You don't have to be
disabled or blind to collect
Supplemental Security Income (SSI) if you are 65 or older.For most people, the
medical requirements for disability payments are the same under both programs,
and your disability is determined by the same process. Use our
Disability Planner to find out medical and earnings requirements, what
happens once you’re approved, and more.Our
calculatorscan give you an estimate of disability benefit amounts based on
your record if you should become disabled. If you get Social Security (not SSI)
disability benefits you
possibly could be eligible for Medicare.
SSI is a program run by
Social Security that pays monthly checks to the elderly, the blind and people
with disabilities who don't own much or who don't have much income. If you get
SSI, you usually get food stamps and Medicaid, too. Medicaid helps pay doctor
and hospital bills.While eligibility for
Social Security disability is based on prior work under Social Security, SSI
disability payments are made on the basis of financial need.
Who Can Get Social Security Disability
Benefits
Children may qualify for disability benefitsunder either the Social
Security program or the SSI program.You can get Social
Security disability benefits until age 65. When you reach age 65, your
disability benefits automatically convert to retirement benefits, but the amount
remains the same. Certain members of your
family may qualify for benefits on your record. They include:
- Your spouse who is
age 62 or older, or any age if he or she is caring for a child of yours who
is under age 16 or disabled and also receiving checks.
- Your disabled widow
or widower age 50 or older.
- Your unmarried son
or daughter, including an adopted child, or, in some cases, a stepchild or
grandchild. The child must be under age 18 or under age 19 if in high school
full time.
- Your unmarried son
or daughter, age 18 or older, if he or she has a disability that started
before age 22.
If you become the parent
of a child (including an adopted child) after you begin receiving Social
Security benefits, be sure to notify us so that we can determine if the child
qualifies for benefits. For more information
about disability benefits for children, ask Social Security for the booklet,
Benefits for Children With Disabilities
(Publication No. 05-10026).Note: The SSI program
also pays benefits to needy disabled children under age 18.
How to Apply for Disability Benefits
Apply as soon as you
become disabled. You can file:
- Online using our
Internet Social Security Benefit Application
- By phone, mail or in
person at any Social Security office. Call for
an appointment.
Note: You may receive
back benefits from the date you became disabled, but they're limited to one year
before the date you filed for benefits.
How to Speed Up Your Disability Claim
It generally takes from 3
to 5 months to process claims for disability benefits. You can help shorten the
process by bringing certain documents with you when you apply and helping us to
get any other medical evidence you need to show you are disabled. These include:
- Your Social Security
number;
- Your birth or
baptismal certificate;
- Names, addresses and
phone numbers of the doctors, caseworkers, hospitals and clinics that took
care of you and dates of your visits;
- Names and dosage of
all the medicine you take;
- Medical records from
your doctors, therapists, caseworkers, hospitals, and clinics that you
already have in your possession;
- Laboratory and test
results;
- A summary of where
you worked and the kind of work you did; and
- A copy of your most
recent W-2 Form (Wage and Tax Statement) or, if you are self-employed, your
federal tax return for the past year.
You also should be ready to answer other questions we must ask.
Don't delay filing for
benefits just because you don't have all the information and documents you need.
The people at the Social Security office will be glad to help you.
Who Can Get SSI Benefits
To get SSI benefits, you
must be elderly or blind or have a disability.
- "Elderly" means you
are 65 or older.
- "Blind" means you
are either totally blind or have very poor eyesight. Children, as well as
adults, can get benefits because of blindness.
- A disability means
you have a physical or mental problem that is expected to last at least a
year or result in death. Children, as well as adults, can get benefits
because of disability.
You must live in the U.S.
or Northern Mariana Islands and be a U.S. citizen or national. (Certain
non-citizens also may be eligible for SSI. A Social Security representative can
tell you if you qualify.) Also, the things you own
and your income must be below certain amounts. See our publication on
Supplemental Security Income (SSI)
(Publication No. 05-11000) for details about the income limits.
How Much You Can Get from SSI
The amount of your
benefit depends on
where you live.
You could get more if you
live in a state that adds to the SSI check. Or you could get less if you or your
family has other money coming in each month. Your living arrangements also make
a difference in whether you can get SSI and the amount you can get.
MEDICARE
By Andy Etherington
Andy
was diagnosed in 2002 and is now trached and vented. He is 45, married and has
two young children. Formerly, he worked in the telecommunications industry,
writing software and working with
customers.I will try to help as
much as I can. Note that I am not an expert or a lawyer, just an affected person
with a vested interest in this topic, and have been studying these issues for
the last six months. So everything below here is my interpretation of the
issues, and may not be correct.We will start with some
definitions.
Medicare
- coveragefromthefederalgovernment that you are entitled to. There are
3
PartstoMedicare. Do not confuse the parts of Medicare with the supplement
plans described below, they are vastly different. Part A coversmosthospitalizationcosts,exceptfora deductible of
$952foreachhospital stay of less than 61 days. If you stay for more than 60
days, there is a co-insurance of $238/day for the next 30 days. After 90 days it
goes up to $476/day through day 150. As near as I can tell, no one knows what
happens after day 150. Days 91-150 are referred to as lifetime reserve
days, and can only be used once. Note also that if you are discharged
from the hospital after less than 60 days, and are re-admitted again less than
60 days after your initial admission, it counts as the same hospital stay. You
are not charged the deductible again, and counting of days does not
start over. Part A costs you nothing extra, it is funded through
a 1.45% payroll tax on all workers. Part A is not optional, but also costs
nothing.
Part B coversmostoutofthehospitalexpenses,usuallyatthe
80%/20%rate.Thisincludesdurablemedicalequipment
(DME)suchasventilators,cough assistmachines,etc.thisispaidforthrough
adeductionof $88.50permonthfromyourSSDIcheck. This part is optional, but
be careful. If you don't sign up for it when you become eligible, you must wait
until an open enrollment period (usually January 1-February 28).
For every year you are eligible for part B, but decline
coverage, you are subject to a 10% penalty for each year that you declined coverage. This penalty is cumulative, so if you had declined
for 2 years, and then enrolled this year, instead of paying $88.50 per month,
you would pay $106.20 per month. Furthermore, if the Medicare rate goes up by
$10 next year, yours would go up by $12, and would continue to rise 20% higher
than the standard each year. There is an exception to this,
however. If you are covered by an employer sponsored group health plan, either
through your employer or your spouse's, and the person whose
coverage you are under is considered to be an active employee,
even if you're not being paid, you have what is called a special
enrollment period.You may enroll in Part B without penalty
any time while you're still covered by the group health plan, or during the 8
months following the loss of that coverage. Note that COBRA coverage is provided
to people whose employment has terminated, and does not provide or extend a
special enrollment period.
Part D– the infamous prescription drug program. This is a program that is provided
through private insurance companies to help with the cost of medicine. This part
is also optional, but again, be careful! If you don't sign up for
one by May 15, you are again subject to penalties. This time it is 1% per
month for each month you are eligible, but choose not to participate.
There is, once again, an exception to the penalty. If you have
been covered by a prescription plan from your company or union, or their
retirement program (I am interpreting this to include COBRA), and it
provided equivalent or better coverage than Part D, you may join
without penalty. Part D plans cost anywhere from $0-$100 per month, depending on
the company. Each plan has it's own formulary, or list of covered
drugs. If you take prescriptions that are not on the formulary, not only do you
pay full price for it, but the amount you pay does not count toward your Part D
deductible or out of pocket maximum. So your best bet is to find a plan that
covers your high cost medications, and pay for the less expensive medicines
yourself. I also dropped rilutek, because it not only expensive, but even on
plans with it on the formulary, because limits are based on the full price of
the drugs, it was going to increase my out of pocket cost by over $1000/year.
Since I'm already on a ventilator, none of my doctors could (or would) give me a
recommendation. If you have trouble understanding the Part D limits, I have
another document that describes it in more detail.
You are eligible
for these,butnotrequiredto accept them(see above) as
of the date you became eligible for social security
disability.Mostpeopleinthesocialsecurityofficewilltellyouthatyou'renoteligibleuntil
24monthslater.These people are wrong! The law was changed
three years ago; the word just hasn't trickled down to the local offices yet. You also cannot be denied Medicare because of your ALS diagnosis!
That is what it's there for. Find more information at
www.medicare.gov
Medicare supplements
- standardized plans, labeled A-J,
often called Medigap
plans, are offered by private insurance companies to
cover the perceived "gaps" in Medicare coverage. Each company offering a
Medicare supplement is allowed to charge whatever the market will bear, but
unlike the prescription program, supplement policies are required to provide
standard coverage. Thus company 1 can provide a plan A supplement (not the same as Part A above) for $59/ month; while company 2 has a plan A
supplement for $150/month. By law, the coverage provided by both companies must be exactly the same,
despite the wide range of costs. In Texas,
I am only guaranteed to be able to obtain a supplement plan A. when I look at
the Medicare web site, I can find at least 20 companies willing to sell a plan A
to me, but only 2 say they would sell me a plan D policy, and they are such
small players that they don't even have web sites! Looking in Indiana, I only
see one company offering a plan A supplement for under 65 (Anthem), and only one
willing to sell a plan B (Bankers Fidelity). There were none selling any other
supplement policies to people under 65. That would imply to me that, with no
competition for either company, prices will be high. It may be worth it though.
Here is my take on what they provide:
Plan A supplement
–
covers the Part A co-insurance (not
the deductible, see above Part A discussion), and the Part B
co-insurance. Part A deductible is $952 for each hospital stay, but doesn't
reset until you've been out for 60 days, so it is physically impossible to incur
more than 6 of these per year. Plan A supplement also adds 365 additional
lifetime reserve days. The Part B co-insurance is the 20% that Medicare doesn't
cover for outpatient things like doctors' visits, outpatient surgery, and DME.
However, there is a comment, in the home health services section,
that says you pay 20% for DME, so I am not sure whether ventilator, cough
assist, etc. would fall in this category or not.
Plan B supplement
–
the only thing the Plan B
supplement adds is coverage for the Part A deductible (that $952 payment for
each hospital stay). Everything else under Plan A supplement is the same under
Plan B.I know that during your
initial enrollment period, they are not allowed to "rate" or reject you based on
pre-existing conditions (your ALS, for example). I don't know if they are
allowed to use underwriting (underwriting: using current or past medical
conditions to charge higher rates or reject applicants) if you're
outside your initial enrollment period. I may be finding out soon, I'll let you
know.
Medicare Select
– really a misnomer, because it applies only to the supplement policies
above, it provides the same coverage as the supplement plan it refers to (i.e.
Medicare Plan A Supplement Select), but only if you use their doctors and
facilities. Kind of like a Medicare HMO. A moot point, because the
Medicare site doesn't list any that will sell a select policy if you're under
65.
Medicare Advantage
–
you didn't mention these, but I'm
sure you've heard of them. Around here we see ads for these 40 times a day,
mostly during business hours. These plans completely replace Medicare and
supplement plans. If you choose to use a Medicare Advantage plan, you
will be unenrolled in Medicare! Every Medicare Advantage plan has
different terms and conditions. It's just like shopping for any other health
insurance. I don't know if any underwriting is involved, but it was never
mentioned during my investigation of the subject. If you decide to go this way
(I decided not to), there is one more thing to know: there are two kinds of
Medicare Advantage programs. Those that cover prescriptions and those that
don't. Consistent with the idea that you are out of the Medicare system if you
enroll in a Medicare Advantage plan, if you choose a Medicare Advantage
plan that does not cover prescriptions, you will not be allowed to join a
prescription only drug plan, and you will not be able to get prescription
coverage!
Medicaid – is a state-run program, primarily intended
for low-income patients. There are generally both income and asset limitations
for qualifying. States set their own limits, so they are different everywhere. I
have found anecdotal evidence that Indiana has their limits set to $1273/ month
in income, and $2000 in total assets (excluding certain items like house, 1 car,
etc. for a still living spouse). My SSDI payment is more than that, so I have
not pursued it. There are ways to get within these limits, but I am not familiar
with them. I would recommend that you consult an attorney that specializes in
elder care law for additional information if you're thinking of going this
route.
Risk pool
–
I don't know if Indiana has this concept,
but in Texas we have a Risk pool for individuals that are unable to get health
insurance otherwise. An ALS diagnosis automatically qualifies me for the pool.
There is no underwriting, but they are required to charge twice the going rate
for the opportunity to be in the risk pool. This policy (again, this is my interpretation
of how it works in Texas, Indiana may be
different, or may not even have a Risk pool) pays as secondary to
Medicare.See the discussion below for primary vs. secondary. Another thing to think about is respiratory therapy. Medicare does
not
cover respiratory therapy visits. The Risk pool does. That hasn't been
enough, in my case, to justify going this route yet. One more hitch, I cannot
join the Risk pool as long as I am eligible for COBRA, even
if I don't take it.
Primary vs. secondary
–
this is an issue when a patient
is covered by 2 different insurance policies, and is called coordination of
benefits, or COB. This can be caused by numerous things, like the Risk pool
example above, or group coverage from a spouse's employer. The way COB works is
that one policy gets the claim first, and forwards it to the secondary after
paying their portion. The secondary then processes the remainder of the claim
according to their policy. There are 2 ways I have heard this works. The more
favorable way, which is what I've experienced, the primary pays 80%, then the
secondary pays the rest, up to 80%. It's strange to think about, so here is an
example:My respiratory company
charges $590/ month for my cough assist machine. Medicare gets the claim, and
allows $400 (all these figures are hypothetical). My provider accepts
assignment, so they are happy with $400. Medicare then pays 80% of it, or $320.Now they pass the claim to my secondary. My provider is out of network for them,
so they would normally only pay 70%, or $280. But Medicare already paid $320, so
the secondary pays $80, and counts themselves lucky, because they paid $200 less
than what they are contractually obligated to pay.Obviously this is
advantageous to me, as I end up paying nothing. The other way that I have heard,
but not experienced, works like this:Same scenario as before,
company bills $590, Medicare allows $400, and pays $320. But now the secondary
gets it. They look at it and say "we would have paid $280 for this service.
Medicare has paid $320, so we don't have to pay anything."I'm not nearly as happy,
because I'm stuck with the $80 remainder, and am paying premiums for a policy
that never seems to pay out. Again, I have not experienced this happening, but
others on this board have reported it. How do companies decide which is primary?
In my case, Medicare became primary because I wasn't being paid, thus no FICA
taxes were being paid. If my coverage had been through my wife's employer, and
she was still having FICA withheld, Medicare would be secondary. Others have
said it has more to do with the number of employees being greater or less than
100, but I'm more inclined to believe mine, since I heard it from the COB desks
at both plans.
Medicare capped item
-
One more thing that you may want
to know about, especially if you're thinking about buying your equipment
supplier out, is the idea of Medicare capped items. Many of the things we use
are actually rented by Medicare. After 10 months of renting the equipment you
are given a choice to buy it or keep renting it. If you choose to buy it,
Medicare will pay for 2 more months (total of 12 months). Title to the equipment
goes to you, and no more payments are due, but you are responsible for upkeep.
If you choose to continue to rent, Medicare will continue to pay for 5 more
months (total of 15 months). Title to the equipment remains with the equipment
supplier, no more payments are due, and the supplier is responsible for upkeep.Now to the answer that
you didn't want, but I'm sure you knew was coming. No one can make the decision
for you. It is highly dependent on your financial position and your risk
tolerance. I would strongly recommend that you talk to a specialist in elder
care law before making a final decision.I will tell you what my
decision was. The gentleman that was here specifically to
sell me a Medicare Advantage
plan, told me to stay away from them because they weren't very good with DME
extensive conditions, of which ALS is certainly one. So I have decided that,
when they kick me off COBRA, I am going to immediately apply for a Medicare Part
D plan and a Plan A supplement. Good luck with your research. If you have any
other questions, feel free to ask. Just be forewarned: you may get another tome
like this one!
MORE ON MEDICARE PART DPRESCRIPTION COVERAGE
By Andy
Let me try to summarize
it for you.
Each state has several companies that offer Medicare Part D
coverage. each of these companies offers several plans, with different premiums,
different deductibles, and different coverage. All this adds up to an
overwhelming amount of information. In Texas I had 48 different plans that I
could choose from.
Every prescription drug
plan has a formulary, which lists the drugs they will cover, and the (up to 4)
different prices that they will charge for each drug. There are 4 different
levels of support included in each plan:
DeductibleThe
first $250 dollars of drug expenses are paid for out of pocket at full price.
Some plans have no deductible, and start coverage at the next level.
SupportAfter the
deductible is met, drugs can be obtained for either 25% or a fixed co-payment.
Each formulary uses a different base price for each drug, though formularies
within the same plan family tend to use the same price structure (Humana's
prescription drug only plans uses the same prices as the Humana Medicare
Advantage plans with drug coverage). Once you reach $2250 in total drug costs
(what you pay plus what the plan pays), you move to the next level Donut hole.
This is the part that is most confusing. Between the time that you reach $2250
in total drug costs and when you reach $3600 in out of pocket expenses, you pay
100% of the drug prices. Did you get that? That means that, between $2250 in
total drug costs and $5100 in total drug costs you pay 100% of your prescription
costs. Still with me? Ok, one more
thing.After you've paid $750 for your prescriptions
($250 deductible plus 25% of the next $2000), and before you've paid $3600 in
out of pocket expenses, you pay full price for all your medication. That's all
the ways I can think of to explain it.
Catastrophic coverageOnce you exceed the threshold of the donut hole, you get catastrophic
coverage, under which you pay the greater of $5 ($2 for generics) or 5% of the
full price.
For complete
information on all aspects of Medicare benefits, always go to
http://www.medicare.gov/
CHAPTER 6
PARTICIPATINGIN CLINICAL
TRIALS
By Randy Roberts
Clinical trials
are
formal tests of safety and efficacy of new drugs or procedures. There are three
phases in trials:
1) Safety- to assess if
the new compound can be tolerated without major side effects.
2) Safety and efficacy-involving more subjects, including a placebo group (no medication) or so called
“control” group;
3) Efficacy-
The final
phase-to determine efficacy using a much larger sample size and held at multiple
sites around the country, always uses a placebo group.
All drugs used in the
trials are free of charge. It is important to consider participating in a trial
at an early point in your illness because the studies require subjects to meet
certain criteria, e.g., FVC > 60 or 70 or the ability to walk unaided, and one
never knows how fast one will progress.PALS have to weigh potential benefits
against inconvenience, as the trial location may be many miles from home. And
PALS who volunteer are helping in the quest for a cure. Discuss the open trials
with a neurologist, to help guide your decision. Below is a current list of
trials that are recruiting patients, as of 11/06. Check back at the website
below monthly to get updates.The ALSA and MDA sites also keep updated lists of
trials, so check these, too.

Click the Logo above to see the ClinicalTrials.govweb site.
1.
Recruiting
Pilot-Study of Thalidomide in Amyotrophic Lateral Sclerosis (ALS)Condition: Amyotrophic Lateral Sclerosis (ALS)
2.
- Adequate information about the treatments available
- Access to health professionals who are interested in and experienced
- With all the available options in the care of ALS
- The encouragement to go forward
- The needed resources to go forward
- The desire to use available care
SIGNATURE EXPRESSIONS
Gathered from different
sites, these expressions, placed at the end of posts, illustrate coping
mechanisms in highly condensed form. They are little gems.
Don't forget to live!
Your friend in the fight
Laughing is good
exercise: it’s like jogging on the inside
Living & loving everyday
There is no such thing
in anyone's life as an unimportant day.
When you find yourself
in a hole . . . first stop digging!
It's not in our
abilities that we show who we truly are, it's in our choices
I know God will not give
me anything I can't handle. I just wish that He didn'ttrust me so much. (Mother Teresa)
Life's a dance, you
learn as you go
Don't forget to live!
Your friend in the fight
Laughing is good
exercise: it’s like jogging on the inside
Living & loving everyday
There is no such thing
in anyone's life as an unimportant day.
When you find yourself
in a hole . . . first stop digging!
It's not in our
abilities that we show who we truly are, it's in our choices
I know God will not give
me anything I can't handle. I just wish that He didn'ttrust me so much. (Mother Teresa)
Life's a dance, you
learn as you go
| I am afraid of dying: will itbe painful, will I suffer, will it happen soon. | You are getting way ahead of yourself; ALS is a gradually progressing illness.Morbid thinking creates lowered mood, let such thoughts go. Focus on living now. Find interesting activities to preoccupy your mind.Nobody, sick or well, knows when they will die, only that all of us will pass away at some time.Become involved in spiritual work.There are many ways to extend your life span. Be proactive, stay ahead of the disease.Remember, ALS does not have to be fatal, you have a choice. |
| My life will never be the same; how can I give up all my dreams, hopes and plans. | Grief is a normal, painful stage that all PALS have to work through. It doesn’t last forever, but may return after each new loss.You may continue with your regular life for awhile and follow thru on some of your plans, just sooner, like special vacations, etc.As you adjust to your limitations, new plans and goals will be set.Reread the personal stories in this section. Pay special attention to PALS’ descriptions of their meaningful, rewarding and happy lives even with ALS. |
| I feel depressed andanxious all the time. | Depression and anxiety, like grief, are expected reactions.Identify what you are thinking when you feel bad. Is it a negative?Observe how it worsens your mood and then try to let the thoughts go.Stay aware of such negative thoughts and let them go each time.Seek spiritual guidance.Work at focusing on positive goals, projects, things that interest you but you didn’t have time for in the past.Focus on what you still have. Appreciate that which is taken for granted when healthy are truly special gifts.If bad feelings persist, discuss antidepressant/anti anxiety meds with your doctor or increase what you are now taking.Join Living with ALS, ask for suggestions, establish an on line peer support network.Let yourself be inspired and encouraged by what you read.Consider counseling or therapy.Communicate your feelings to others. Don’t let yourself get cut off from family and old friends. Build a new support network.A little humor can work wonders. Find somebody or something that makes you laugh every day. |
| I am fearful and embarrassed about becoming dependent on others. | Again return to the present. Let negative thoughts dissipate. You are getting ahead of yourself.When the time comes, you will be surprised that you will welcome the assistance, as it becomes exhausting and risky to try to do something independently when capacities diminish. You can now use your energy more productively on other things that really matter.Aren’t all people dependent on others, anyway?Your embarrassment or shame will wither away as you realize that it is no big deal and your caregiver views it as no big deal. |
| I keep thinking of what liesdown theroad | Go back to the present. Worrying about future events leads to worsened mood. Let the thoughts go as they are preventing you from living well now.Nobody knows what lies in the future, e.g. an effective drug against ALS could be discovered soon. Become involved in interesting and productive activities instead. |
| I am so angry all the time | Anger is a normal reaction to what has happened and is a stage that must be worked through. It becomes a problem when it persists and you become bitter and closed off. Then you are not living with ALS, but are being eaten up inside.Chronic anger and irritability may reflect underlying depression. Speak to your health care professional about it. Try a visualization technique. Imagine ALS to be an object of some sort. I visualize a hideous looking scarecrow, and then proceed, in my imagination, to inflict all kinds of punishment to him: kicking, chopping, punching, bludgeoning, till he is reduced to pulp. I may do this for 5 minutes and I always obtain a sense of satisfaction and release. Just give back to him what he has done to you, no holds barred.Join Living with ALS. As you read the posts your heart may open up.Bitterness and chronic anger prevents you from living your life to its fullest; they close off options and keeps you imprisoned in their grasp. |
| How is my illness going to affect my marriage or relationship with my significant other. | It’s very stressful on caregivers, but many handle it well. Some CALS, however, are not able to manage.Discuss issues directly with your CALS; don’t assume anything.Help make arrangements to reduce stress, or encourage your spouse or other family caregiver to do so, when things become too difficult for him/her, e.g. paid care providers, help from family and friends, etcExpress your appreciation. Thank yous, and expressions of affection are helpful.Don’t take out your resentment on your spouse and make an effort to apologize if you should slip.Working together can bring you closer.If conflict or dissatisfaction become intense, and can’t seem to be resolved, consider counseling or begin to think of alternative living arrangements. The earlier you can detect problems in your CALS’ commitment and/or major shortcomings the better. |
| Why did this happen to me? | Every PALS and their CALS ask this painful question. It seems to demand an answer but of course there is no answer. Coming to grips with it is part of the acceptance process. It lessens in intensity and frequency over time. |
COPING WITH ALS
This piece integrates many of the ideas
presented in this chapter
I was diagnosed with limb onset ALS in November 1999 at age 58. I'm pretty much
completely quadriplegic, retaining head and neck movement. I still have my voice
with volume somewhat diminished, swallowing and breathing also diminished
(forced vital capacity below 30% at my last measurement a year ago) but intact.
I had a feeding tube placed December 2004 and use it for supplemental
nourishment once a day. I use a BiPAP at night and portable ventilator (LTV 900)
as needed during the day. I have a Permobil power wheelchair with four-way seat
adjustment, Switchit head controls and a Roho cushion. I sleep on a Pegasus
Airwave mattress and an adjustable bed. I use Dragon Naturally Speaking,
Smartnav head mouse, dwell click software and Skeleton Key (an on-screen
keyboard) to navigate the computer. I have a tablet computer for my wheelchair
with which I can control electronic devices. I have a Ford Windstar with a VMI
wheelchair access conversion. Although I'm retired from a 40 year teaching
career, I still continue to do professional counseling, writing and e-mail
correspondence with friends and family. I still "read" using the Talking Books
Program (through the Oregon State library) extensive library of books on tape.
I'm also a movie buff and subscribe to the Internet DVD service, Netflix. Here
are some techniques and attitudes I have discovered which have helped me to
continue adjusting to this disease, avoid depression and continue to appreciate
life.
1.Attitude is everything. ALS is a challenge to adapt, rather than a battle to be won,
an opportunity to learn the art of acceptance. Learn how to pick your
"battles" by learning new skills instead of struggling to deny the
reality of what is happening to your body. People will think you are really
wise and spiritual and will want to be around you. It's magic.
Although it will be difficult at first, resolve immediately
to learn how to ask for and even enjoy getting help from other people. If
this disease can teach us anything, it is that we cannot survive alone. It
will bring you closer to them and them to you. Some people may not be able
to handle whatis happening to you except by
staying away. That is their problem, not yours.
2.Plan realistically for the future.
The name of the game with this disease is adaptation. Try to
avoid wasting valuable time which you need to plan for the coming changes in
your life. If you wait for a crisis, it will probably be already too
late.
Begin now learning to conserve your energy by not trying to
do more than you are realistically capable of. Deciding what is realistic
and what is thebest use of limited energy is a
major step in adaptation.
Anticipate the future just enough to ask yourself how you
will adapt as your physical strength declines. For example, I began learning
how to usespeech software before I really needed
it. By the time I did, I was proficient at it. It took six months to get
wheelchair I needed. Learning to usehead
controls, getting used to using breathing assistance, feeding tube, etc. all
takes more time than we anticipated.
If you have not already done so, consider attending an ALS
support group. It will be difficult at first to see people in all stages of
this disease. I hadto resolve to go back for
three group meetings. By that time I was already getting used to this look
into the future, learning how other people cope. with what is happening in.
We do not easily recover from setbacks from illness or
physical injury as we did prior to the onset of this disease. Time wasted is
time lost foradaptation. So, for example, don't
push yourself to continue walking until you fall and break a bone.
In spite of what you may hear, there is no cure for this
disease. Pursuing claims of cures will only cost you money and put you in a
time deficit. Once you have been diagnosed, avoid
falling into the trap of believing that it is something other than ALS (Lyme
disease, mercury fillings, etc.). When aneffective treatment is discovered we will all know about it and someone will
no doubt get the Nobel Peace Prize. My own rule on this: put me in touchwith three people who are clearly diagnosed who have at least six
months on this "treatment" and let me talk to them personally about how it
hasworked.
3.Dealing with Depression
ALS is a lousy disease and quite unfair. But try to avoid
taking it personally. It did not happen because of anything we did or did
not do. Giveyourself the luxury of feeling sorry for you only on a limited
basis, for example an hour a day or, even better, an hour a week. Avoid dwelling on or worrying about all the awful stuff you
may have to go through in the future, or ruminating on all the things you
did not do in thepast. Of course, some of us with
ALS have other things to be depressed about besides the disease and this can
make avoiding depression much moredifficult.
4.Do something every day that gives you pleasure.
I love my morning coffee, having my head scratched, getting
a warm shower, watching a good movie, listening to a great book, listening
to jazz andblues, following the sports scene. Be with people whom you love and who love you. You have a
right not to be with people who sap your energy. People will like being with
you if you can help them get used to what is happening to you. Be nice. Plan for things in the future that you can look forward to,
like visits from children and grandchildren, friends etc. Cultivate a sense of humor about this disease. Some of it is
so ridiculous that it is actually funny. For example, I have unbitten
fingernails for thefirst time in my life. Seriously consider antidepressant medication. It is not
addictive and it is not a weakness to need medication to help out with the
symptoms ofdepression. If you have not already, begin to cultivate a spiritual
approach to life. There is more to this life than meets the eye. You will
have plenty of timeto think about these things,
the ultimate meaning of life, the nature and existence of something or
someone beyond us and upon which we depend. Youdon't have to have any formal religious training or upbringing. The process
of discovering meaning and purpose beyond our own little worlds is thebeginning of spirituality. Spirituality does not have to have any
complicated theology. In fact, the simpler the better. Trust your instincts. In spite of a lifetime of religious
faith, I have come to believe that God did not cause me to have ALS, and in
fact is assaddened by the bad things that happen
to people as we are. I also am confident that God is with us in all of these
things just as he/she/it hasbeen with millions of
others over the centuries. This disease can help us develop a sense of gratitude and
wonder about the mystery of life and death. It has taught me to embrace the
difficultexperiences of life as opportunities
instead of as obstacles to a meaningful life. I enjoyed "Learning to Fall"
by Philip Simmons, a teacher and writerwho had
ALS.
5.Taking care of your caregivers.
ALS is a social disease; it not only affects us who actually
have the physical symptoms, it also profoundly affects and changes the lives
of thosearound us who love us and care for us. We
have a responsibility, especially if we want to learn how to adapt and
prosper, to make sure we don'tovertax our
caregivers physically and emotionally. We will naturally tend to become
demanding, frustrated and impatient at times. But the more wedo this, the less people will want to be around us. Make sure your network of care is wide enough to give people
some time away to recover and recuperate. Avoid the temptation to just pick
out oneor two favorites upon which to rely
completely. No one, no matter how much they love us can handle the load by
themselves. You will learn gradually that you can tolerate not getting
immediate help that you don't really need: tolerating an itch you can't
reach.
By Loris Buccola
![]() As someone quite amazed to find herself in her 17th year of ALS and still busily, happily, and contentedly engaged in living, I have reached the point where I find myself saying "If I'd known I was going to live this long, I would have taken better care of myself!" For that reason, the main focus of this site is on dealing with some of the medical complications we face as a result of ALS. All too often these things are inadequately addressed because the expectation is that we will not be around long enough to worry about "long term" problems. These are problems that can and must be minimized in order to assure a good quality of life even if that life is short. In addition, I believe several factors are going to extend the life of ALS patients in years to come: The development of medications to slow progression. Continued improvements in supportive care (nutrition, respiratory support etc.) Computer aided communication and environmental control equipment will greatly improve the quality of life for ALS patients who opt for ventilation. As a result more of us will take that option and live for many more years. There are also sections with practical tips for dealing with some of the basic problems presented by immobility such as traveling, and more sections to be added.
|
Another aspect of coping is knowing about assistive devices that can help compensate for weakened capacities. At http://living-with-als.org/
|
|
|
Bathroom Bedroom Call Systems Clothing Computer Eating/Drinking Entertainment Mobility Respiratory Speech &Communication Travel Miscellaneous |
Many of the
questions on the
living-with-als group concern the equipment needed to deal with
disability. This section of our website was set up to help people
with ALS in their search for that equipment.
Unlike other sites that provide a
list of links to retailers and manufacturers, these pages are
reviews of specific brands written by people who have purchased or
tried them. The members of the living-with-als group hope this will
help others find the best possible equipment to keep them
living-well-with-als.
|
Computer Desk |
|
PEG TubesBuying a Wheelchair Hiring a Caregiver |
|
Bathroom Design
#1
Bathroom Design #2
AccessibleHalf-Bath |
|
ESPECIALLY FOR CALS
My Story
By Trish
My name is Trish Wilson
and in my lifetime, have had many titles to my name, some being: sister, friend,
girlfriend, wife, mom and now my newest title, CALS or for you not familiar with
this new title, Caregiver of a person with ALS. Yep, Lou Gehrig’s disease.
Never in my wildest dreams did I ever imagine that this would be a title I would
have in my resume. When my wonderful husband Mike and I began searching for a
diagnosis to a problem he was having with his speech, we had no idea what this
search would lead to. We began as most of you will, with a simple visit to his
family doctor. From there we were sent without diagnosis to a neurologist due to
his tongue, speech and throat problems all along believing he had some growth in
this throat that was tying up his nerves in his mouth and neck.. Diagnosis' were
flying from friends and family only to make me a nervous wreck but having no
affect on my husband still believing it was some kind of growth that we could
have removed and move along with our lives. As we were put through an array of
testing, none of which we were told why they were being done, I became more and
more nervous every time they told me, "all of his tests are fine". I knew in my
gut he wasn't fine and wanted them to find SOMETHING wrong. I know, it sounds
insane, please find something wrong with my husband. I just wanted something to
be found so we could "fix it" and get back to normal.Needless to say, after our months of testing, two months to be exact which I now
find is a very fast time for diagnosis, the verdict was, "I think we are dealing
with Lou Gehrig’s Disease" were the words from our neurologists mouth. I, of
course, thought the man was a quack and after the initial shock, thought, I'll
take this into my own hands. If this doctor thinks Mike has ALS, I'll show him.
I'll go to an ALS specialist and prove he has no idea what he is talking about.
So, we did. We found the best specialist in Arizona only to discover once they
heard Mike was having swallowing problems, had lost over 35 pounds, felt
paralysis in his tongue, they rushed us in to see the doctor. Well, my feeling
of "that doctor was a quack" was becoming a nightmare. After seeing the ALS
specialist the very next day, it was confirmed. Mike has ALS. He was now a PALS
and I was now a CALS.Mike and I both have been through an array of emotions from extreme sadness, to
denial, which comes often, to acceptance. We have not been through the anger
simply because we do have an incredibly strong faith and believe God has chosen
our path and this is a path we have to live out with dignity. It is my husband
that shows me how to deal with this and it is my husband who is my hero for
taking this on in such a brave and unique way. Don't get me wrong, we both dream
of the days where "this can't be real" but for the most part, we are LIVING with
ALS and plan to continue doing this and embracing life for as long as God will
give us. ALS is not a death sentence, just a new way to appreciate your life.
CALS TO CALS
By Erin
Speaking CALS to CALS I want you to know you
have every right to feel the way you do. You wouldn't be human if you didn't.
Newly married or long time honeymooner's we all feel the loss, the frustration,
the anger, the loneliness.You will go in and out of all the above emotions. It is natural; it is just the
way it is.I have many years with my precious husband. But his progression was so fast we
didn't have one, two, or more years to come to grips with ALS. If he could only
do an nth of a fraction that some of our long time PALS here do, my husband and
I would have the world.So CALS, cry if you want to. Be mad, frustrated. Let those feelings happen but
then go look into your loved ones face, take their face into your hands and tell
them "I Love You". Everyday do that. After a while more love and new memories
will happen. You will always have the gamut of emotions, sometimes worse than
other times. But you will have what time is given to you on this earth with each
other.One thing for sure, you will learn the depths of love and compassion.
The emotional roller coaster can't be described. The emotions and stress, the
loss of living our day to day lives as we both knew it, as our children knew it,
is over.Some PALS with a slow progression have lived a good life for years.
Each CALS goes through a very isolated gamut of feelings and feels alone at
times. We could each write our own book and many of us have website's and blogs
to release our feelings, our progression, our journey. These sites and this
site, "Living with ALS" are the greatest help there is. Take it from me. My
husband’s progression was so fast we didn't have time to realize what was
happening. It wasn't until he finally reached a plateau that we could learn
about this thing called ALS.I never met anyone in an ALS group meeting that was at the stage of my husband.
No help there. It was early on and I needed answers, I needed help. I would
write to the ALS Digest and never get any answers. Very disappointing! It wasn't
until I discovered the "Living with ALS" site that I began to get answers and
discovered the most wonderful and compassionate people in the same boat as us.
What a base of humanity this site is to find this place with PALS and CALS that
know, that understand, that can cry with you, make you laugh with joy, allow you
to express the love, the sorrow, the frustrations, the unknown future. We all do
this together.I love you all.Erin CALS to Jeff
Speaking CALS to CALS I want you to know you have every right to feel the way you do. You wouldn't be human if you didn't. Newly married or long time honeymooner's we all feel the loss, the frustration, the anger, the loneliness.You will go in and out of all the above emotions. It is natural; it is just the way it is.I have many years with my precious husband. But his progression was so fast we didn't have one, two, or more years to come to grips with ALS. If he could only do an nth of a fraction that some of our long time PALS here do, my husband and I would have the world.So CALS, cry if you want to. Be mad, frustrated. Let those feelings happen but then go look into your loved ones face, take their face into your hands and tell them "I Love You". Everyday do that. After a while more love and new memories will happen. You will always have the gamut of emotions, sometimes worse than other times. But you will have what time is given to you on this earth with each other.One thing for sure, you will learn the depths of love and compassion. The emotional roller coaster can't be described. The emotions and stress, the loss of living our day to day lives as we both knew it, as our children knew it, is over.Some PALS with a slow progression have lived a good life for years. Each CALS goes through a very isolated gamut of feelings and feels alone at times. We could each write our own book and many of us have website's and blogs to release our feelings, our progression, our journey. These sites and this site, "Living with ALS" are the greatest help there is. Take it from me. My husband’s progression was so fast we didn't have time to realize what was happening. It wasn't until he finally reached a plateau that we could learn about this thing called ALS.I never met anyone in an ALS group meeting that was at the stage of my husband. No help there. It was early on and I needed answers, I needed help. I would write to the ALS Digest and never get any answers. Very disappointing! It wasn't until I discovered the "Living with ALS" site that I began to get answers and discovered the most wonderful and compassionate people in the same boat as us. What a base of humanity this site is to find this place with PALS and CALS that know, that understand, that can cry with you, make you laugh with joy, allow you to express the love, the sorrow, the frustrations, the unknown future. We all do this together.I love you all.Erin CALS to Jeff
FROM ALSA’S INTERVIEW WITH SANDY
You and Bob continue to
enjoy vacations. What kind of preparation is needed before, during and after
travel with your husband?Travel requires a lot of
planning to be successful. At each stage of Bob's illness, we have traveled, and
the challenges increase as the illness progresses. However, the rewards are
worth it! Initially we just needed a wheelchair to get us through airports and a
roomier more comfortable car to rent at our destination. Now, we need a
wheelchair accessible room and bathroom with guaranteed access to all public
areas (make phone calls, and double/triple check!) We need to be sure that the
restaurants in the area have food Bob can eat comfortably or we need a
refrigerator so we can bring our own. We don't travel by air anymore - too many
hassles with his power wheelchair being damaged or mishandled, but we do have a
van that we are comfortable traveling in. We had an easy-lock device installed
to make tie downs fast and easy, I pack a cooler with pureed foods for him, lots
of water and syringes. Bob's computer goes on his chair up front with me, a good
map and a guidebook of accessible trails and we are off. I have to remember to
pack the charger for his chair, toilet necessities, pillows, extra clothes (he
gets cold),a blender, all his medications/vitamins, emergency communication
device(alphabet board) ,etc, and a smile. We have been very lucky and have found
that getting away even for 2 days gives us both a change of scenery and renews
our strength. We have seen some gorgeous mountain trails that are wheelchair
friendly! Once we get back home it is important to give Bob a lot of down time
in a comfortable chair, because one of the drawbacks of car travel is he is
confined to his wheelchair all the time.
How has Bob's diagnosis
of ALS changed your life?
In every way. It has
narrowed the focus of life to its essentials - love and respect, and has
deepened our love and commitment to each other. It also has me always alert
(sleeping is a challenge), and trying to care for the details of someone else's
life as well as my own is tough sometimes. With each change in Bob's condition,
using the wheelchair, having to feed him etc., we have grieved the loss and
struggled to handle it. I am, however, truly grateful for this time we have
together, and am amazed at the grace with which he makes each adaptation. No
matter how it has changed my life - his has changed a million times more!
What does the word
"Caregiver" mean to you?
For me, it is a lot of
responsibility with a lot of rewards. It is a chance to outwardly express my
respect and love for my husband. When hiring outside help I ask for kindness,
attentiveness, gentleness and respect for Bob and his changing needs. Knowing
that Bob's mind is functioning at top speed, even though his body doesn't, is a
challenge for some people. I need people who have the heart and inclination to
get to know this wonderful man.
As a primary caregiver,
it is often a challenge to maintain facets of your own personal life. How do you
maintain a sense of balance in your life?
Well, I didn't,
initially. But now, we have hired outside help (no help from the insurance
unfortunately) and I have re-established my friendships and work associations.
Not knowing how long we have together has made me reluctant to miss a moment,
but having help 5 days a week, 8 hours a day, makes the 16 hours a day I am
Bob's caregiver now have more balance. I also realized early on that I would
need guidance and I continue to see a counselor to help me deal with the
incredible loss and grief we experience daily. I try to get a massage at least
twice a month too!
LETTER FROM LINDA
ALLEN
Linda is a former CALS
and current Program Manager for Extra Hands for ALS. In this letter she
describes the challenges and rewards of long distance travel with her husband,
which personifies the idea of living fully with ALS, and also discusses the
innovative Extra Hands program, which links young people with PALS and their
families. Linda has given her personal email address and is willing to share her
knowledge about travel.Also check out the Extra Hands web site for a moving
description of the Program and its origins.
http://www.extrahands.org/linallen@swbell.net(email)and Linda@extrahands.org
My husband Marshall was
dx. Oct 31, 1996 at the age of 54 and earned his wings on Oct.27, 2000.You are
right when you say, “do all the things that you have planned on doing as soon
after dx”.We decided early on that we were going to continue to live our lives
despite ALS.We traveled by air, ship, bus, train, van, with the Permobile
wheelchair.(Europe AFOs), US and the Caribbean with wheelchair), we went to
restaurants, the theatre, sporting events, to visit grandchildren etc.We
learned to expect there would be road blocks a long the way but we believed that
we could navigate around them.We had some funny stories surrounding our
adventures, others that brought us to tears; times when we educated
management/housekeeping staff/ about things they could do to make their
establishments more handicap accessible, and coming up with innovative ideas to
solve a problem when we could not find a resource/solution for.Was it easy
“no it was not” was it worth it…you bet!I have so many wonderful memories
because we decided to continue to live life and so do our children, his two
sisters/brother-in-laws, my family and friends. I promised Marshall that
after he was gone that I would continue in the fight against ALS until there was
a cure. I am keeping that promise by working with Extra Hands for ALS.I hope
we can reach all our PALS/CALS in every area in every state with this program.What better way of spreading the word about ALS than through young people who
will be our doctors, researchers, lawyers, congressmen/women, etc. ALS families
have the opportunity to teach these young people about ALS and learn about the
disease first hand. The “extra hands” do household chores, yard work, playing
with the children, providing company to the PALS, whatever the ALS family needs
done that will take some of the burden off the shoulders of the caregiver.Instead of doing what needs to be done the caregiver can read, catch up on phone
calls, work in their shop, work on a hobby, spend quality time with the family
while the students are working etc.These students learn so many life lessons
that they would never learn if they had not been involved with an ALS family.Some PALS/CALS have had such an influence in the lives of the students that some
have decided to take up the same career as their PALS or CAL, or by learning
about ALS have decided to become a doctor, physical therapist, speech
pathologist etc.Also these kids let their families/friends know what they are
doing and teach them about ALS.The family members tell other family members,
colleagues, neighbors about what their kids are doing….more Awareness of ALS.It is my hope that we can
find teams of individual volunteers that would like to get involved and start
this program in their area. It takes a group of interested people, ALS families
that will use the service and a source in the community that will help to fund
the program.
http://www.extrahands.org/linallen@swbell.net(email)and Linda@extrahands.org
My husband Marshall was dx. Oct 31, 1996 at the age of 54 and earned his wings on Oct.27, 2000.You are right when you say, “do all the things that you have planned on doing as soon after dx”.We decided early on that we were going to continue to live our lives despite ALS.We traveled by air, ship, bus, train, van, with the Permobile wheelchair.(Europe AFOs), US and the Caribbean with wheelchair), we went to restaurants, the theatre, sporting events, to visit grandchildren etc.We learned to expect there would be road blocks a long the way but we believed that we could navigate around them.We had some funny stories surrounding our adventures, others that brought us to tears; times when we educated management/housekeeping staff/ about things they could do to make their establishments more handicap accessible, and coming up with innovative ideas to solve a problem when we could not find a resource/solution for.Was it easy “no it was not” was it worth it…you bet!I have so many wonderful memories because we decided to continue to live life and so do our children, his two sisters/brother-in-laws, my family and friends. I promised Marshall that after he was gone that I would continue in the fight against ALS until there was a cure. I am keeping that promise by working with Extra Hands for ALS.I hope we can reach all our PALS/CALS in every area in every state with this program.What better way of spreading the word about ALS than through young people who will be our doctors, researchers, lawyers, congressmen/women, etc. ALS families have the opportunity to teach these young people about ALS and learn about the disease first hand. The “extra hands” do household chores, yard work, playing with the children, providing company to the PALS, whatever the ALS family needs done that will take some of the burden off the shoulders of the caregiver.Instead of doing what needs to be done the caregiver can read, catch up on phone calls, work in their shop, work on a hobby, spend quality time with the family while the students are working etc.These students learn so many life lessons that they would never learn if they had not been involved with an ALS family.Some PALS/CALS have had such an influence in the lives of the students that some have decided to take up the same career as their PALS or CAL, or by learning about ALS have decided to become a doctor, physical therapist, speech pathologist etc.Also these kids let their families/friends know what they are doing and teach them about ALS.The family members tell other family members, colleagues, neighbors about what their kids are doing….more Awareness of ALS.It is my hope that we can find teams of individual volunteers that would like to get involved and start this program in their area. It takes a group of interested people, ALS families that will use the service and a source in the community that will help to fund the program.
TEN TIPS FOR FAMILY CAREGIVERS
1. Choose to take charge
of your life, and don't let your loved one's illness or disability always take
center stage.2.Remember to be good
to yourself.Love, honor and value yourself. You're doing a very hard job and
you deserve some quality time, just for you. 3. Watch out for signs of
depression, and don't delay in getting professional help when you need it.
4. When people offer to
help, accept the offer and suggest specific things that they can do. 5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
1. Choose to take charge
of your life, and don't let your loved one's illness or disability always take
center stage.2.Remember to be good
to yourself.Love, honor and value yourself. You're doing a very hard job and
you deserve some quality time, just for you. 3. Watch out for signs of
depression, and don't delay in getting professional help when you need it.
4. When people offer to
help, accept the offer and suggest specific things that they can do. 5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
3. Watch out for signs of
depression, and don't delay in getting professional help when you need it.
4. When people offer to
help, accept the offer and suggest specific things that they can do. 5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
5. Educate yourself about
your loved one's condition. Information is empowering. 6. There's a difference
between caring and doing. Be open to technologies and ideas that promote your
loved one's independence. 7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
7. Trust your instincts,
most of the time they'll lead you in the right direction.8. Grieve for your
losses, and then allow yourself to dream new dreams.9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
9. Stand up for your
rights as a caregiver and a citizen, especially when dealing with public
agencies. 10. Seek support from
other caregivers. There is great strength in knowing you are not alone.
CHAPTER 4
MAJOR ORGANIZATIONS AND
WEBSITES The first website to look
at is the Living with ALS group and the link to join is:
http://health.groups.yahoo.com/group/living-with-als/messages
Its
website is chock full of information in every area related to ALS. The link is:
http://www.alsa.org/default.cfm?CFID=897541&CFTOKEN=9724212 The home page looks like this (below is a
photo you can’t click on it)
It can be reached at:
http://als.mdausa.org/ MDA’s ALS home page looks
like this: (also a photo only, not a live web page):
ALS and
Associated Web Sites Compiled By: Steve Weekes
(
sweekes99@yahoo.com)
CHAPTER 5
BENEFITS AND ENTITLEMENTS
How do we decide if you are disabled?
Find out if you're eligible for Social
Security Benefits
Overview
We pay disability
benefits under two programs: the Social Security disability insuranceprogram and the Supplemental Security Income (SSI) program.
If you qualify,
apply for Social Security disability benefits online.
No matter what kind of
disability benefits you are applying for, you must
give us information about your medical, work, and education history to help
us decide if you are disabled.
How to Speed Up Your Disability Claim
Risk pool
–
I don't know if Indiana has this concept,
but in Texas we have a Risk pool for individuals that are unable to get health
insurance otherwise. An ALS diagnosis automatically qualifies me for the pool.
There is no underwriting, but they are required to charge twice the going rate
for the opportunity to be in the risk pool. This policy (again, this is my interpretation
of how it works in Texas, Indiana may be
different, or may not even have a Risk pool) pays as secondary to
Medicare.See the discussion below for primary vs. secondary. Another thing to think about is respiratory therapy. Medicare does
not
cover respiratory therapy visits. The Risk pool does. That hasn't been
enough, in my case, to justify going this route yet. One more hitch, I cannot
join the Risk pool as long as I am eligible for COBRA, even
if I don't take it.
Primary vs. secondary
–
this is an issue when a patient
is covered by 2 different insurance policies, and is called coordination of
benefits, or COB. This can be caused by numerous things, like the Risk pool
example above, or group coverage from a spouse's employer. The way COB works is
that one policy gets the claim first, and forwards it to the secondary after
paying their portion. The secondary then processes the remainder of the claim
according to their policy. There are 2 ways I have heard this works. The more
favorable way, which is what I've experienced, the primary pays 80%, then the
secondary pays the rest, up to 80%. It's strange to think about, so here is an
example:My respiratory company
charges $590/ month for my cough assist machine. Medicare gets the claim, and
allows $400 (all these figures are hypothetical). My provider accepts
assignment, so they are happy with $400. Medicare then pays 80% of it, or $320.Now they pass the claim to my secondary. My provider is out of network for them,
so they would normally only pay 70%, or $280. But Medicare already paid $320, so
the secondary pays $80, and counts themselves lucky, because they paid $200 less
than what they are contractually obligated to pay.Obviously this is
advantageous to me, as I end up paying nothing. The other way that I have heard,
but not experienced, works like this:Same scenario as before,
company bills $590, Medicare allows $400, and pays $320. But now the secondary
gets it. They look at it and say "we would have paid $280 for this service.
Medicare has paid $320, so we don't have to pay anything."I'm not nearly as happy,
because I'm stuck with the $80 remainder, and am paying premiums for a policy
that never seems to pay out. Again, I have not experienced this happening, but
others on this board have reported it. How do companies decide which is primary?
In my case, Medicare became primary because I wasn't being paid, thus no FICA
taxes were being paid. If my coverage had been through my wife's employer, and
she was still having FICA withheld, Medicare would be secondary. Others have
said it has more to do with the number of employees being greater or less than
100, but I'm more inclined to believe mine, since I heard it from the COB desks
at both plans.
Medicare capped item
-
One more thing that you may want
to know about, especially if you're thinking about buying your equipment
supplier out, is the idea of Medicare capped items. Many of the things we use
are actually rented by Medicare. After 10 months of renting the equipment you
are given a choice to buy it or keep renting it. If you choose to buy it,
Medicare will pay for 2 more months (total of 12 months). Title to the equipment
goes to you, and no more payments are due, but you are responsible for upkeep.
If you choose to continue to rent, Medicare will continue to pay for 5 more
months (total of 15 months). Title to the equipment remains with the equipment
supplier, no more payments are due, and the supplier is responsible for upkeep.Now to the answer that
you didn't want, but I'm sure you knew was coming. No one can make the decision
for you. It is highly dependent on your financial position and your risk
tolerance. I would strongly recommend that you talk to a specialist in elder
care law before making a final decision.I will tell you what my
decision was. The gentleman that was here specifically to
sell me a Medicare Advantage
plan, told me to stay away from them because they weren't very good with DME
extensive conditions, of which ALS is certainly one. So I have decided that,
when they kick me off COBRA, I am going to immediately apply for a Medicare Part
D plan and a Plan A supplement. Good luck with your research. If you have any
other questions, feel free to ask. Just be forewarned: you may get another tome
like this one!
CHAPTER 6
PARTICIPATINGIN CLINICAL
TRIALS
By Randy Roberts
1.
2.
Subject
Author
Date
32205
Re: burning feetAre you taking any kind of blood thinner? Have you had a
doppler study done? I...
Danny
Oct10,2005
10:32 am
32206
Re: psychological impactI am sorry Fern that more people are not coming to see you.
When I was told I ...
COOKIEDD
Oct10,2005
10:33 am
32207
Re: Moms in the hospital again.she has no gall bladder, no appendix, no uterus, etc. they
have had to give her...
Mr. and
Mrs. Travis S...
Oct10,2005
10:34 am
32208
Re:
Nursing home
Thom, Fern and others Here is the starting page on starting
a search and how...
Sherry
Oct10,2005
12:41 pm
32209
Re: new pulse ox neededLinda I paid $199 for mine. I wouldn't pay any less.
http://www.savelives.com/...
Sherry
Oct10,2005
12:41 pm
32210
Re: Heart Race problemDanny You state the oxygen sat rate isn't affected by the
BiPAP. Here is a...
Sherry
Oct10,2005
12:43 pm
32211
Re: One Person Home CareJim, Our stories are amazingly similar including the size
differential and the ...
Jeff
Lester
Oct10,2005
3:06 pm
32212
Re: BiPAP Mark & LarryDear Lisa, I don't know if anyone else has mentioned this,
but is it possible...
Edith
Oct10,2005
3:30 pm
32213
Re: One Person Home CareJim, I like your innovative approach and determination. Can
you explain what...
Randy
Roberts
Oct10,2005
4:35 pm
32214
Re: Crazy Week
... of a ... say ... chair ... I know Susan, i wanted to
hide LOL! Things are...
Oct10,2005
6:57 pm
32215
Re: speech
Oct10,2005
7:00 pm
32216
(No
subject)
I was just wondering if anybody has a problem with waking up
and the covers ...
murrza
Oct10,2005
7:01 pm
32217
Re: Nursing homeA good place to find your local resources for possibly
living at home is your...
Oct10,2005
7:40 pm
32218
Re: One Person Home CareHi Randy, I was referring to a system with a overhead
hanging container...
Jim
Oct10,2005
9:26 pm
32219
peg tube stopped thanksThanks to all who answered my email. My hubby is calling the
gastro doc ...
Debbie
Oct10,2005
9:54 pm
32220
Re: One Person Home CareAllison, Jim and Jeff, THANK you for sharing your stories
with us on this...
Susan
Oct10,2005
9:57 pm
32221
Re: Nursing Home vs. In-home CareHi all, I have read a few of the postings about the dilemma
about care at...
STOPALS
Oct11,2005
2:18 pm
32222
comfort curveI need to hear more feedback on the Comfort Curve mask.
Hospice won't pay for...
Sherry
Oct11,2005
2:22 pm
32223
Flu Shots for People with ALS
This is to remind PALS (people with ALS) it's time for your
annual flu shot....
Oct11,2005
5:15 pm
32224
Clinic TrialI went to my ALS clinic on Monday. They gave me my FVC
breathing test and they...
COOKIEDD
Oct11,2005
6:31 pm
32225
Re: comfort curveSherry, When I first got the Comfort Curve, I wore it only
in bed with my...
Randy
Roberts
Oct11,2005
6:33 pm
32226
Re: re [living-with-als] visionOn Thu, 8 Sep 2005 14:22:19 -0700 (PDT) Erin Smith
<erinzinn5@...> ... ...
almanna
Oct11,2005
8:17 pm
32227
Re: Friends ~ Where Are They?Dear Sue, I can relate to that. Hang in there. God will send
new angels. Andi...
almanna
Oct11,2005
8:17 pm
32228
Re: I'm new herewelcome Connie! Andi ... On Wed, 07 Sep 2005 06:57:09 -0000
"Connie ODonnell"...
almanna
Oct11,2005
8:17 pm
32229
Re: comfort curve
Randy Thanks so much. I only have my bed on a partial turn.
I couldn't handle...
Sherry
Oct11,2005
8:18 pm
32230
ALS Registry Act Introduced in U.S. House of Representatives2005 Advocacy Update October 11, 2005 ALS Registry Act
Introduced in U.S. House...
lou_gehrig_054
Oct11,2005
8:19 pm
32231
Beds that turn youMy name is Bill and this is my first post. I have been
listening in for about...
netravelingman
Oct12,2005
9:04 am
32232
Re: Nursing Home vs. In-home Care
Does your ride for life support your state only? In Calif, I
only get 1500 ...
rovall
Oct12,2005
9:05 am
32233
Re:
Friends ~ Where Are They?
Dear Sue, Sorry to hear that John's Mom and sister haven't
contacted you. It's...
COOKIEDD
Oct12,2005
10:00 am

Below is a list of
websites that are comprehensive and far reaching:
ALS INFORMATION WEB SITES
ALS SOCIETIES, SUPPORT GROUPS &
PUBLICATIONSALS Association Chapter WebsitesALS Related Societies
ALS SOCIETIES AROUND THE WORLD(Over 40 Countries Represented)
ALS CHAT ROOMS
ALS FORUMS and DISCUSSION GROUPS
CAREGIVER WEBSITESTravel AssistanceCaregiver Chat Rooms, Forums and Discussion Groups
PALS / CALS - PERSONAL WEBSITESInternational PALS / CALS Personal Web Sites
MEDICAL SEARCHES, INFORMATION &
JOURNALSLyme and ALS Associated DiseasesAdvanced Therapies, Treatments and ResearchGeneral Health Care and Information
ASSISTIVE AIDS, DEVICES, and
SOFTWAREGeneral Assistance SitesCommunication Assistance and SupportComputer Adaptive Devices & EquipmentWheel Chairs, Scooters & VehiclesSpecific Assistance SitesMind and Spirit Resources
NATURAL & SUPPLEMENTARY THERAPIESDiagnostic LaboratoriesNon-Conventional Doctors, Clinics, Treatments, Therapies &
Theories
PRODUCTS,SUPPLIERS, ETC...
SOCIAL SECURITY BENEFITS
By Danny Dandignac
For the full version click
here
To download the full version in Microsoft
Word right click
here
choose save target as
FURTHER INFORMATION ON SOCIAL SECURITY
BENEFITS
(TAKEN FROM THE REGULATIONS)
By Randy Roberts
Who Can Get Social Security Disability
Benefits
Children may qualify for disability benefitsunder either the Social
Security program or the SSI program.You can get Social
Security disability benefits until age 65. When you reach age 65, your
disability benefits automatically convert to retirement benefits, but the amount
remains the same. Certain members of your
family may qualify for benefits on your record. They include:
How to Apply for Disability Benefits
You also should be ready to answer other questions we must ask.
Don't delay filing for
benefits just because you don't have all the information and documents you need.
The people at the Social Security office will be glad to help you.
Who Can Get SSI Benefits
How Much You Can Get from SSI
MEDICARE
By Andy Etherington
MORE ON MEDICARE PART DPRESCRIPTION COVERAGE
By Andy
The
first $250 dollars of drug expenses are paid for out of pocket at full price.
Some plans have no deductible, and start coverage at the next level.
SupportAfter the
deductible is met, drugs can be obtained for either 25% or a fixed co-payment.
Each formulary uses a different base price for each drug, though formularies
within the same plan family tend to use the same price structure (Humana's
prescription drug only plans uses the same prices as the Humana Medicare
Advantage plans with drug coverage). Once you reach $2250 in total drug costs
(what you pay plus what the plan pays), you move to the next level Donut hole.
This is the part that is most confusing. Between the time that you reach $2250
in total drug costs and when you reach $3600 in out of pocket expenses, you pay
100% of the drug prices. Did you get that? That means that, between $2250 in
total drug costs and $5100 in total drug costs you pay 100% of your prescription
costs. Still with me? Ok, one more
thing.After you've paid $750 for your prescriptions
($250 deductible plus 25% of the next $2000), and before you've paid $3600 in
out of pocket expenses, you pay full price for all your medication. That's all
the ways I can think of to explain it.
Catastrophic coverageOnce you exceed the threshold of the donut hole, you get catastrophic
coverage, under which you pay the greater of $5 ($2 for generics) or 5% of the
full price.
For complete
information on all aspects of Medicare benefits, always go to
http://www.medicare.gov/
![]()
Click the Logo above to
see the ClinicalTrials.gov
web site.
Recruiting
Pilot-Study of Thalidomide in Amyotrophic Lateral Sclerosis (ALS)Condition: Amyotrophic Lateral Sclerosis (ALS)